Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Jamaica, Queens, NY
We monitor insurance prices, helping the average driver in Jamaica save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Jamaica
The chart below shows the cheapest car insurance company in Jamaica for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Jamaica Insurer | Monthly Cost |
|---|---|
| Kemper | $129 |
| Plymouth Rock Assurance | $171 |
| Safeco Insurance | $184 |
| Geico | $192 |
Savings for Every Kind of Jamaica Driver
Based on our extensive insurance data, we know the average Jamaica driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $1,043 per year by choosing the right vehicle insurance company. Some Jamaica residents are paying out over $3,500 extra every year for auto insurance in Jamaica. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Jamaica, Queens, NY Savings / Yr. |
|---|---|
$1,043 |
|
$665 |
|
$1,329 |
|
$1,345 |
|
$3,295 |
|
$1,103 |
|
$1,756 |
Jamaica Car Insurance vs. Queens
People living in Jamaica pay an average of 44.31% more than the typical driver in the state. The average driver in Jamaica can expect to pay about $2,538 per year, or $3,500 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Jamaica for most people.
Car Insurance Prices by Jamaica Neighborhood
Insurance Prices
Where is insurance cheapest within Jamaica?
The map shows insurance prices in and around Jamaica, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $858 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $3,720 to a low of $2,862. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Northwest parts of Jamaica.Pick the Best Car Insurance Company for You in Jamaica
The best car insurance provider for most drivers in Jamaica
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $1,043 over the average Jamaica car insurance company.
The best car insurance provider for Jamaica drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $665 over the competition.
The best car insurance company for Jamaica drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $1,329 better than other car insurance companies.
The best auto insurance for Jamaica drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $1,345 less each year.
The least expensive car insurance company for new and young drivers in Jamaica
In Jamaica, Progressive costs young drivers $3,295 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Jamaica
Progressive gave the largest car insurance discounts to married couples, averaging $1,103 saved each year compared to an average Jamaica couple's premiums.
The cheapest car insurance in Jamaica for drivers with bad credit
The best Jamaica car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Jamaica, which was better than other insurers.
The cheapest large national provider in Jamaica
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Jamaica driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Jamaica, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Jamaica
What Influences the Cost of Car Insurance in Jamaica?
On average, car insurance in Jamaica is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Jamaica is 60 minutes, which is far more than average for a driver in the city.
- New York state insurance regulations may require higher prices.
- An average of 6 to 7 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Jamaica are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- Jamaica is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Jamaica is $212 per month for minimum coverage and $292 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Kew Ggardens: Insurance costs 7.54% less
- Fresh Meadows: Insurance costs 8.06% less
- Hollis: Insurance costs 0.31% less
- Richmond Hill: Insurance costs 1.11% more
- Locust Manor: Insurance costs 3.63% more
- St Albans: Insurance costs 3.06% more
- South Ozone Park: Insurance costs 0.06% less
- Rochdale Village: Insurance costs 0.91% more
- Forest Hills: Insurance costs 8.46% less
- Queens Village: Insurance costs 0.43% less
Neighborhoods with Similar Populations
- Southeast: Insurance costs 41.11% less
- North Last Vegas: Insurance costs 26.03% less
- North Scottsdale: Insurance costs 46.37% less
- Williamsburg: Insurance costs 11.57% less
- Washington Heights: Insurance costs 0.89% more
- Upper West Side: Insurance costs 11.34% less
- Upper East Side: Insurance costs 14.29% less
- Spring Branch: Insurance costs 43.43% less
- South Los Angeles: Insurance costs 25.37% less
- Northland: Insurance costs 64.29% less