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Get Cheap Car Insurance in South Ozone Park, Queens, NY
We monitor insurance prices, helping the average driver in South Ozone Park save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in South Ozone Park
The chart below shows the cheapest car insurance company in South Ozone Park for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| South Ozone Park Insurer | Monthly Cost |
|---|---|
| Kemper | $129 |
| Plymouth Rock Assurance | $171 |
| Safeco Insurance | $184 |
| Geico | $192 |
Savings for Every Kind of South Ozone Park Driver
Based on our extensive insurance data, we know the average South Ozone Park driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $1,043 per year by choosing the right vehicle insurance company. Some South Ozone Park residents are paying out over $3,498 extra every year for auto insurance in South Ozone Park. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
South Ozone Park, Queens, NY Savings / Yr. |
|---|---|
$1,043 |
|
$665 |
|
$1,328 |
|
$1,344 |
|
$3,293 |
|
$1,102 |
|
$1,755 |
South Ozone Park Car Insurance vs. Queens
People living in South Ozone Park pay an average of 44.23% more than the typical driver in the state. The average driver in South Ozone Park can expect to pay about $2,537 per year, or $3,498 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in South Ozone Park for most people.
Car Insurance Prices by South Ozone Park Neighborhood
Insurance Prices
Where is insurance cheapest within South Ozone Park?
The map shows insurance prices in and around South Ozone Park, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $589 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $3,720 to a low of $3,131. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Southwest parts of South Ozone Park.Pick the Best Car Insurance Company for You in South Ozone Park
The best car insurance provider for most drivers in South Ozone Park
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $1,043 over the average South Ozone Park car insurance company.
The best car insurance provider for South Ozone Park drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $665 over the competition.
The best car insurance company for South Ozone Park drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $1,328 better than other car insurance companies.
The best auto insurance for South Ozone Park drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $1,344 less each year.
The least expensive car insurance company for new and young drivers in South Ozone Park
In South Ozone Park, Progressive costs young drivers $3,293 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in South Ozone Park
Progressive gave the largest car insurance discounts to married couples, averaging $1,102 saved each year compared to an average South Ozone Park couple's premiums.
The cheapest car insurance in South Ozone Park for drivers with bad credit
The best South Ozone Park car insurance company for customer service
Nationwide was the best company for customer service in South Ozone Park according to the NAIC.
Recent price drops
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The cheapest large national provider in South Ozone Park
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average South Ozone Park driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In South Ozone Park, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around South Ozone Park
What Influences the Cost of Car Insurance in South Ozone Park?
On average, car insurance in South Ozone Park is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in South Ozone Park is 60 minutes, which is far more than average for a driver in the city.
- New York state insurance regulations may require higher prices.
- An average of 6 to 7 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in South Ozone Park are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- South Ozone Park is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in South Ozone Park is $211 per month for minimum coverage and $291 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Richmond Hill: Insurance costs 1.17% more
- Ozone Park: Insurance costs 0.57% less
- Howard Beach: Insurance costs 13.12% less
- Locust Manor: Insurance costs 3.69% more
- Rochdale Village: Insurance costs 0.97% more
- Woodhaven: Insurance costs 0.74% less
- Jamaica: Insurance costs 0.06% more
- Springfield Gardens: Insurance costs 1.54% more
- Kew Ggardens: Insurance costs 7.49% less
- East Brooklyn: Insurance costs 1.23% more
Neighborhoods with Similar Populations
- Belmont Cragin: Insurance costs 43.11% less
- Beverly Glen: Insurance costs 29.93% less
- Briargate: Insurance costs 46.63% less
- Rogers Park: Insurance costs 43.94% less
- Parkway Village-Oakhaven: Insurance costs 53.40% less
- Pico-Robertson: Insurance costs 27.84% less
- Playa Vista: Insurance costs 30.47% less
- Preston Hollow: Insurance costs 45.31% less
- Rancho Bernadino: Insurance costs 45.23% less
- Rego Park: Insurance costs 5.77% less