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Get Cheap Car Insurance in Ozone Park, Queens, NY
We monitor insurance prices, helping the average driver in Ozone Park save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Ozone Park
The chart below shows the cheapest car insurance company in Ozone Park for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Ozone Park Insurer | Monthly Cost |
|---|---|
| Kemper | $128 |
| Plymouth Rock Assurance | $170 |
| Safeco Insurance | $183 |
| Geico | $191 |
Savings for Every Kind of Ozone Park Driver
Based on our extensive insurance data, we know the average Ozone Park driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $1,037 per year by choosing the right vehicle insurance company. Some Ozone Park residents are paying out over $3,478 extra every year for auto insurance in Ozone Park. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Ozone Park, Queens, NY Savings / Yr. |
|---|---|
$1,037 |
|
$661 |
|
$1,321 |
|
$1,337 |
|
$3,275 |
|
$1,096 |
|
$1,746 |
Ozone Park Car Insurance vs. Queens
People living in Ozone Park pay an average of 43.44% more than the typical driver in the state. The average driver in Ozone Park can expect to pay about $2,523 per year, or $3,478 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Ozone Park for most people.
Car Insurance Prices by Ozone Park Neighborhood
Insurance Prices
Where is insurance cheapest within Ozone Park?
The map shows insurance prices in and around Ozone Park, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $901 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $3,648 to a low of $2,747. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Southeast parts of Ozone Park.Pick the Best Car Insurance Company for You in Ozone Park
The best car insurance provider for most drivers in Ozone Park
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $1,037 over the average Ozone Park car insurance company.
The best car insurance provider for Ozone Park drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $661 over the competition.
The best car insurance company for Ozone Park drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $1,321 better than other car insurance companies.
The best auto insurance for Ozone Park drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $1,337 less each year.
The least expensive car insurance company for new and young drivers in Ozone Park
In Ozone Park, Progressive costs young drivers $3,275 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Ozone Park
Progressive gave the largest car insurance discounts to married couples, averaging $1,096 saved each year compared to an average Ozone Park couple's premiums.
The cheapest car insurance in Ozone Park for drivers with bad credit
The best Ozone Park car insurance company for customer service
Nationwide was the best company for customer service in Ozone Park according to the NAIC.
Recent price drops
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The cheapest large national provider in Ozone Park
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Ozone Park driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Ozone Park, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Ozone Park
What Influences the Cost of Car Insurance in Ozone Park?
On average, car insurance in Ozone Park is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Ozone Park is 61 minutes, which is far more than average for a driver in the city.
- New York state insurance regulations may require higher prices.
- An average of 6 to 7 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Ozone Park are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- Ozone Park is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Ozone Park is $210 per month for minimum coverage and $290 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Woodhaven: Insurance costs 0.17% less
- Richmond Hill: Insurance costs 1.75% more
- Howard Beach: Insurance costs 12.62% less
- South Ozone Park: Insurance costs 0.58% more
- East Brooklyn: Insurance costs 1.81% more
- Glendale: Insurance costs 7.68% less
- Broadway Junction: Insurance costs 1.41% more
- Forest Hills: Insurance costs 7.88% less
- Kew Ggardens: Insurance costs 6.96% less
- Middle Village: Insurance costs 8.63% less
Neighborhoods with Similar Populations
- West Central: Insurance costs 42.58% less
- Germantown: Insurance costs 48.85% less
- Gramercy: Insurance costs 14.35% less
- Greater Hilltop: Insurance costs 64.29% less
- Greenpoint: Insurance costs 10.35% less
- Greenville: Insurance costs 29.07% less
- Hamilton Heights: Insurance costs 1.29% more
- Hoover: Insurance costs 39.88% less
- Humboldt Park: Insurance costs 41.35% less
- Lake Highlands: Insurance costs 43.65% less