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Get Cheap Car Insurance in Humboldt Park, Chicago, IL
We monitor insurance prices, helping the average driver in Humboldt Park save up to 28.8% on car insurance.
The Cheapest Minimum Coverage in Humboldt Park
The chart below shows the cheapest car insurance company in Humboldt Park for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Country Financial, Metromile, and American Family Insurance.
| Humboldt Park Insurer | Monthly Cost |
|---|---|
| State Farm | $69 |
| Country Financial | $74 |
| Metromile | $81 |
| American Family Insurance | $87 |
Savings for Every Kind of Humboldt Park Driver
Based on our extensive insurance data, we know the average Humboldt Park driver will save about 23% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $477 per year by choosing the right vehicle insurance company. Some Humboldt Park residents are paying out over $2,040 extra every year for auto insurance in Humboldt Park. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Humboldt Park, Chicago, IL Savings / Yr. |
|---|---|
$477 |
|
$897 |
|
$717 |
|
$752 |
|
$1,852 |
|
$533 |
|
$685 |
Humboldt Park Car Insurance vs. Chicago
People living in Humboldt Park pay an average of 35.02% more than the typical driver in the state. The average driver in Humboldt Park can expect to pay about $1,211 per year, or $2,040 for full coverage.
Based on our analysis, Lighthouse will be the cheapest provider in Humboldt Park for most people.
Car Insurance Prices by Humboldt Park Neighborhood
Insurance Prices
Where is insurance cheapest within Humboldt Park?
The map shows insurance prices in and around Humboldt Park, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $406 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,229 to a low of $1,823. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Southwest parts of Humboldt Park.Pick the Best Car Insurance Company for You in Humboldt Park
The best car insurance provider for most drivers in Humboldt Park
For drivers with clean driving records and no major strikes, Lighthouse is the best option, with annual savings of $477 over the average Humboldt Park car insurance company.
The best car insurance provider for Humboldt Park drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $897 over the competition.
The best car insurance company for Humboldt Park drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $717 better than other car insurance companies.
The best auto insurance for Humboldt Park drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $752 less each year.
The least expensive car insurance company for new and young drivers in Humboldt Park
In Humboldt Park, State Farm costs young drivers $1,852 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Humboldt Park
State Farm gave the largest car insurance discounts to married couples, averaging $533 saved each year compared to an average Humboldt Park couple's premiums.
The cheapest car insurance in Humboldt Park for drivers with bad credit
The best Humboldt Park car insurance company for customer service
Nationwide was the best company for customer service in Humboldt Park according to the NAIC.
Recent price drops
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The cheapest large national provider in Humboldt Park
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Humboldt Park driver can expect to pay about $98 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Humboldt Park, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, young drivers, drivers with bad credit, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Humboldt Park
What Influences the Cost of Car Insurance in Humboldt Park?
On average, car insurance in Humboldt Park is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Humboldt Park is 45 minutes, which is a little more than average for a driver in the city.
- Illinois state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Humboldt Park are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- Humboldt Park is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Humboldt Park is $101 per month for minimum coverage and $170 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Beat 2535: Insurance costs 1.72% less
- Central Park: Insurance costs 1.42% more
- Hermosa: Insurance costs 1.91% less
- Logan Square: Insurance costs 8.19% less
- Whiskey Point: Insurance costs 0.64% less
- Moreland: Insurance costs 2.70% more
- East Garfield Park: Insurance costs 0.98% more
- West Garfield Park: Insurance costs 2.40% more
- Ukrainian Village: Insurance costs 13.14% less
- Wicker Park: Insurance costs 12.35% less
Neighborhoods with Similar Populations
- Greenpoint: Insurance costs 52.84% more
- Arleta: Insurance costs 24.17% more
- Woodhaven: Insurance costs 70.20% more
- Brea-Olinda: Insurance costs 6.32% more
- Sawtelle: Insurance costs 16.81% more
- Pico-Robertson: Insurance costs 23.73% more
- Preston Hollow: Insurance costs 6.23% less
- Raleigh: Insurance costs 20.34% less
- Rancho Bernadino: Insurance costs 6.08% less
- Rego Park: Insurance costs 61.57% more