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Get Cheap Car Insurance in Gramercy, Manhattan, NY
We monitor insurance prices, helping the average driver in Gramercy save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Gramercy
The chart below shows the cheapest car insurance company in Gramercy for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Gramercy Insurer | Monthly Cost |
|---|---|
| Kemper | $110 |
| Plymouth Rock Assurance | $146 |
| Safeco Insurance | $157 |
| Geico | $164 |
Savings for Every Kind of Gramercy Driver
Based on our extensive insurance data, we know the average Gramercy driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $888 per year by choosing the right vehicle insurance company. Some Gramercy residents are paying out over $2,979 extra every year for auto insurance in Gramercy. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Gramercy, Manhattan, NY Savings / Yr. |
|---|---|
$888 |
|
$566 |
|
$1,131 |
|
$1,145 |
|
$2,805 |
|
$939 |
|
$1,495 |
Gramercy Car Insurance vs. Manhattan
People living in Gramercy pay an average of 22.85% more than the typical driver in the state. The average driver in Gramercy can expect to pay about $2,161 per year, or $2,979 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Gramercy for most people.
Car Insurance Prices by Gramercy Neighborhood
Insurance Prices
Where is insurance cheapest within Gramercy?
The map shows insurance prices in and around Gramercy, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $685 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $3,260 to a low of $2,575. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the West parts of Gramercy.Pick the Best Car Insurance Company for You in Gramercy
The best car insurance provider for most drivers in Gramercy
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $888 over the average Gramercy car insurance company.
The best car insurance provider for Gramercy drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $566 over the competition.
The best car insurance company for Gramercy drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $1,131 better than other car insurance companies.
The best auto insurance for Gramercy drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $1,145 less each year.
The least expensive car insurance company for new and young drivers in Gramercy
In Gramercy, Progressive costs young drivers $2,805 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Gramercy
Progressive gave the largest car insurance discounts to married couples, averaging $939 saved each year compared to an average Gramercy couple's premiums.
The cheapest car insurance in Gramercy for drivers with bad credit
The best Gramercy car insurance company for customer service
Recent price drops
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The cheapest large national provider in Gramercy
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Gramercy driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Gramercy, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Gramercy
What Influences the Cost of Car Insurance in Gramercy?
On average, car insurance in Gramercy is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Gramercy is 34 minutes, which is about the national average for a driver in the city.
- New York state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Gramercy are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- Gramercy is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Gramercy is $180 per month for minimum coverage and $248 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Kips Bay: Insurance costs 0.70% more
- East Village: Insurance costs 5.94% more
- Murray Hill: Insurance costs 0.07% less
- Greenwich Village: Insurance costs 3.96% less
- Garment District: Insurance costs 3.93% more
- Chelsea: Insurance costs 2.95% more
- West Village: Insurance costs 1.88% less
- Little Italy: Insurance costs 10.64% more
- Soho: Insurance costs 0.64% less
- Lower East Side: Insurance costs 11.61% more
Neighborhoods with Similar Populations
- West Central: Insurance costs 32.96% less
- Germantown: Insurance costs 40.28% less
- Humboldt Park: Insurance costs 31.52% less
- Lone Mountain: Insurance costs 18.60% less
- Lower Valley: Insurance costs 35.58% less
- Anaheim Hills: Insurance costs 28.60% less
- Midtown-Memphis: Insurance costs 46.63% less
- Southeast Colorado Springs: Insurance costs 35.21% less
- Southwestern Denver: Insurance costs 28.20% less
- University City: Insurance costs 34.47% less