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Get Cheap Car Insurance in Murray Hill, Manhattan, NY
We monitor insurance prices, helping the average driver in Murray Hill save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Murray Hill
The chart below shows the cheapest car insurance company in Murray Hill for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Murray Hill Insurer | Monthly Cost |
|---|---|
| Kemper | $110 |
| Plymouth Rock Assurance | $146 |
| Safeco Insurance | $157 |
| Geico | $164 |
Savings for Every Kind of Murray Hill Driver
Based on our extensive insurance data, we know the average Murray Hill driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $888 per year by choosing the right vehicle insurance company. Some Murray Hill residents are paying out over $2,977 extra every year for auto insurance in Murray Hill. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Murray Hill, Manhattan, NY Savings / Yr. |
|---|---|
$888 |
|
$566 |
|
$1,131 |
|
$1,144 |
|
$2,803 |
|
$938 |
|
$1,494 |
Murray Hill Car Insurance vs. Manhattan
People living in Murray Hill pay an average of 22.78% more than the typical driver in the state. The average driver in Murray Hill can expect to pay about $2,160 per year, or $2,977 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Murray Hill for most people.
Car Insurance Prices by Murray Hill Neighborhood
Insurance Prices
Where is insurance cheapest within Murray Hill?
The map shows insurance prices in and around Murray Hill, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $569 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $3,235 to a low of $2,666. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Northwest parts of Murray Hill.Pick the Best Car Insurance Company for You in Murray Hill
The best car insurance provider for most drivers in Murray Hill
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $888 over the average Murray Hill car insurance company.
The best car insurance provider for Murray Hill drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $566 over the competition.
The best car insurance company for Murray Hill drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $1,131 better than other car insurance companies.
The best auto insurance for Murray Hill drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $1,144 less each year.
The least expensive car insurance company for new and young drivers in Murray Hill
In Murray Hill, Progressive costs young drivers $2,803 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Murray Hill
Progressive gave the largest car insurance discounts to married couples, averaging $938 saved each year compared to an average Murray Hill couple's premiums.
The cheapest car insurance in Murray Hill for drivers with bad credit
The best Murray Hill car insurance company for customer service
Nationwide was the best company for customer service in Murray Hill according to the NAIC.
Recent price drops
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The cheapest large national provider in Murray Hill
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Murray Hill driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Murray Hill, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Murray Hill
What Influences the Cost of Car Insurance in Murray Hill?
On average, car insurance in Murray Hill is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- New York state insurance regulations may require higher prices.
- An average of 8 to 9 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Murray Hill are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- Murray Hill is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Murray Hill is $180 per month for minimum coverage and $248 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Kips Bay: Insurance costs 0.77% more
- Garment District: Insurance costs 4.00% more
- Gramercy: Insurance costs 0.07% more
- North Sutton Area: Insurance costs 2.92% less
- Midtown: Insurance costs 3.39% more
- Chelsea: Insurance costs 3.02% more
- Theater District: Insurance costs 4.80% more
- Clinton: Insurance costs 6.18% more
- East Village: Insurance costs 6.01% more
- Greenwich Village: Insurance costs 3.90% less
Neighborhoods with Similar Populations
- Ashburn: Insurance costs 32.92% less
- Olney: Insurance costs 39.20% less
- Mililani Waipio Melemanu: Insurance costs 52.87% less
- Kips Bay: Insurance costs 0.77% more
- North Side: Insurance costs 3.76% more
- Los Feliz: Insurance costs 15.49% less
- Laurelton: Insurance costs 20.89% more
- Journal Square: Insurance costs 17.97% less
- Fresh Meadows: Insurance costs 8.10% more
- Far South: Insurance costs 37.42% less