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Get Cheap Car Insurance in Lone Mountain, Las Vegas, NV
We monitor insurance prices, helping the average driver in Lone Mountain save up to 36.3% on car insurance.
The Cheapest Minimum Coverage in Lone Mountain
The chart below shows the cheapest car insurance company in Lone Mountain for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Progressive, Geico, and Safeco Insurance.
| Lone Mountain Insurer | Monthly Cost |
|---|---|
| State Farm | $72 |
| Progressive | $92 |
| Geico | $93 |
| Safeco Insurance | $100 |
Savings for Every Kind of Lone Mountain Driver
Based on our extensive insurance data, we know the average Lone Mountain driver will save about 23% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $552 per year by choosing the right vehicle insurance company. Some Lone Mountain residents are paying out over $2,425 extra every year for auto insurance in Lone Mountain. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Lone Mountain, Las Vegas, NV Savings / Yr. |
|---|---|
$552 |
|
$746 |
|
$420 |
|
$1,038 |
|
$3,104 |
|
$712 |
|
$1,008 |
Lone Mountain Car Insurance vs. Las Vegas
People living in Lone Mountain pay an average of 7.67% more than the typical driver in the state. The average driver in Lone Mountain can expect to pay about $1,239 per year, or $2,425 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Lone Mountain for most people.
Car Insurance Prices by Lone Mountain Neighborhood
Insurance Prices
Where is insurance cheapest within Lone Mountain?
The map shows insurance prices in and around Lone Mountain, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $294 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,578 to a low of $2,284. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the North parts of Lone Mountain.Pick the Best Car Insurance Company for You in Lone Mountain
The best car insurance provider for most drivers in Lone Mountain
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $552 over the average Lone Mountain car insurance company.
The best car insurance provider for Lone Mountain drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $746 over the competition.
The best car insurance company for Lone Mountain drivers with speeding tickets
>Progressive gave the average person with a speeding ticket the most savings, averaging $420 better than other car insurance companies.
The best auto insurance for Lone Mountain drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $1,038 less each year.
The least expensive car insurance company for new and young drivers in Lone Mountain
In Lone Mountain, State Farm costs young drivers $3,104 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Lone Mountain
State Farm gave the largest car insurance discounts to married couples, averaging $712 saved each year compared to an average Lone Mountain couple's premiums.
The cheapest car insurance in Lone Mountain for drivers with bad credit
The best Lone Mountain car insurance company for customer service
Nationwide was the best company for customer service in Lone Mountain according to the NAIC.
Recent price drops
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The cheapest large national provider in Lone Mountain
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Lone Mountain driver can expect to pay about $145 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Lone Mountain, USAA has the best prices for married couples, good drivers, young drivers, drivers with a DUI conviction, drivers with accidents, drivers with bad credit, and drivers with speeding tickets.Auto Insurance Prices in and Around Lone Mountain
What Influences the Cost of Car Insurance in Lone Mountain?
On average, car insurance in Lone Mountain is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Lone Mountain is 32 minutes, which is far more than average for a driver in the city.
- Nevada state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Lone Mountain are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- Lone Mountain is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Lone Mountain is $103 per month for minimum coverage and $202 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Sun City Summerlin: Insurance costs 4.16% less
- Desert Shores: Insurance costs 3.88% more
- The Trails: Insurance costs the same
- The Pueblo: Insurance costs 3.96% more
- Pioneer Park: Insurance costs 0.99% more
- Summerlin North: Insurance costs 1.98% less
- The Crossing: Insurance costs 1.90% less
- North Cheyenne: Insurance costs 0.87% more
- Centennial Hills: Insurance costs 1.77% less
- Michael Way: Insurance costs 6.23% more
Neighborhoods with Similar Populations
- Irving Park: Insurance costs 21.57% less
- South Ozone Park: Insurance costs 44.25% more
- South End: Insurance costs 29.77% less
- South Dorchester: Insurance costs 8.12% less
- Mission: Insurance costs 3.51% less
- Mission Bay: Insurance costs 16.91% less
- Medical: Insurance costs 21.73% less
- Makakilo-Kapolei-Honokai Hale: Insurance costs 39.30% less
- Lower Valley: Insurance costs 20.87% less
- St Albans: Insurance costs 48.74% more