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Get Cheap Car Insurance in Medical, Houston, TX
We monitor insurance prices, helping the average driver in Medical save up to 34.2% on car insurance.
The Cheapest Minimum Coverage in Medical
The chart below shows the cheapest car insurance company in Medical for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Clearcover, followed by Mile Auto, Progressive, and State Farm.
| Medical Insurer | Monthly Cost |
|---|---|
| Clearcover | $49 |
| Mile Auto | $64 |
| Progressive | $66 |
| State Farm | $71 |
Savings for Every Kind of Medical Driver
Based on our extensive insurance data, we know the average Medical driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $390 per year by choosing the right vehicle insurance company. Some Medical residents are paying out over $1,898 extra every year for auto insurance in Medical. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Medical, Houston, TX Savings / Yr. |
|---|---|
$390 |
|
$893 |
|
$788 |
|
$902 |
|
$1,373 |
|
$519 |
|
$567 |
Medical Car Insurance vs. Houston
People living in Medical pay an average of 2.88% less than the typical driver in the state. The average driver in Medical can expect to pay about $1,130 per year, or $1,898 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Medical for most people.
Car Insurance Prices by Medical Neighborhood
Insurance Prices
Where is insurance cheapest within Medical?
The map shows insurance prices in and around Medical, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $546 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,310 to a low of $1,764. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Central parts of Medical.Pick the Best Car Insurance Company for You in Medical
The best car insurance provider for most drivers in Medical
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $390 over the average Medical car insurance company.
The best car insurance provider for Medical drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $893 over the competition.
The best car insurance company for Medical drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $788 better than other car insurance companies.
The best auto insurance for Medical drivers with a DUI conviction
Getting a quote from Mile Auto may cost the average person with a DUI about $902 less each year.
The least expensive car insurance company for new and young drivers in Medical
In Medical, State Farm costs young drivers $1,373 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Medical
State Farm gave the largest car insurance discounts to married couples, averaging $519 saved each year compared to an average Medical couple's premiums.
The cheapest car insurance in Medical for drivers with bad credit
The best Medical car insurance company for customer service
Recent price drops
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The cheapest large national provider in Medical
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Medical driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Medical, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, drivers with accidents, young drivers, drivers with speeding tickets, and drivers with bad credit.Auto Insurance Prices in and Around Medical
What Influences the Cost of Car Insurance in Medical?
On average, car insurance in Medical is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Medical is 27 minutes, which is a little less than average for a driver in the city.
- Texas state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Medical are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- Medical is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Medical is $94 per month for minimum coverage and $158 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Rice: Insurance costs 6.53% less
- South Main: Insurance costs 12.59% more
- West University: Insurance costs 4.85% less
- Willow Meadows-Willowbend Area: Insurance costs 3.64% more
- Montrose: Insurance costs 5.37% less
- River Oaks: Insurance costs 3.95% less
- Midtown: Insurance costs 3.69% less
- Fourth Ward: Insurance costs 0.21% less
- Washington Avenue-Memorial Park: Insurance costs 0.90% less
- Rice Military: Insurance costs 0.21% less
Neighborhoods with Similar Populations
- Almaden Valley: Insurance costs 8.17% more
- Woodside: Insurance costs 78.61% more
- Wolf Creek: Insurance costs 12.22% more
- Williamsbridge: Insurance costs 86.56% more
- Wheaton-Glenmont: Insurance costs 12.64% more
- West Flagler: Insurance costs 86.51% more
- Maspeth: Insurance costs 77.03% more
- Carmel Valley: Insurance costs 0.47% more
- Briargate: Insurance costs 1.63% less
- Belmont Cragin: Insurance costs 4.85% more