Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Fourth Ward, Houston, TX
We monitor insurance prices, helping the average driver in Fourth Ward save up to 34.2% on car insurance.
The Cheapest Minimum Coverage in Fourth Ward
The chart below shows the cheapest car insurance company in Fourth Ward for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Clearcover, followed by Mile Auto, Progressive, and State Farm.
| Fourth Ward Insurer | Monthly Cost |
|---|---|
| Clearcover | $49 |
| Mile Auto | $64 |
| Progressive | $66 |
| State Farm | $71 |
Savings for Every Kind of Fourth Ward Driver
Based on our extensive insurance data, we know the average Fourth Ward driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $390 per year by choosing the right vehicle insurance company. Some Fourth Ward residents are paying out over $1,894 extra every year for auto insurance in Fourth Ward. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Fourth Ward, Houston, TX Savings / Yr. |
|---|---|
$390 |
|
$892 |
|
$786 |
|
$901 |
|
$1,371 |
|
$518 |
|
$566 |
Fourth Ward Car Insurance vs. Houston
People living in Fourth Ward pay an average of 3.06% less than the typical driver in the state. The average driver in Fourth Ward can expect to pay about $1,128 per year, or $1,894 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Fourth Ward for most people.
Car Insurance Prices by Fourth Ward Neighborhood
Insurance Prices
Where is insurance cheapest within Fourth Ward?
The map shows insurance prices in and around Fourth Ward, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $215 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,989 to a low of $1,774. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the West parts of Fourth Ward.Pick the Best Car Insurance Company for You in Fourth Ward
The best car insurance provider for most drivers in Fourth Ward
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $390 over the average Fourth Ward car insurance company.
The best car insurance provider for Fourth Ward drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $892 over the competition.
The best car insurance company for Fourth Ward drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $786 better than other car insurance companies.
The best auto insurance for Fourth Ward drivers with a DUI conviction
Getting a quote from Mile Auto may cost the average person with a DUI about $901 less each year.
The least expensive car insurance company for new and young drivers in Fourth Ward
In Fourth Ward, State Farm costs young drivers $1,371 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Fourth Ward
State Farm gave the largest car insurance discounts to married couples, averaging $518 saved each year compared to an average Fourth Ward couple's premiums.
The cheapest car insurance in Fourth Ward for drivers with bad credit
The best Fourth Ward car insurance company for customer service
Nationwide was the best company for customer service in Fourth Ward according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Fourth Ward, which was better than other insurers.
The cheapest large national provider in Fourth Ward
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Fourth Ward driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Fourth Ward, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, drivers with accidents, young drivers, drivers with speeding tickets, and drivers with bad credit.Auto Insurance Prices in and Around Fourth Ward
What Influences the Cost of Car Insurance in Fourth Ward?
On average, car insurance in Fourth Ward is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Fourth Ward is 26 minutes, which is a little less than average for a driver in the city.
- Texas state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Fourth Ward are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- Fourth Ward is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Fourth Ward is $94 per month for minimum coverage and $158 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Midtown: Insurance costs 3.48% less
- Washington Avenue-Memorial Park: Insurance costs 0.69% less
- Montrose: Insurance costs 5.17% less
- Downtown Houston: Insurance costs 9.87% more
- Rice Military: Insurance costs the same
- Greater Heights: Insurance costs 1.00% more
- Rice: Insurance costs 6.34% less
- River Oaks: Insurance costs 3.75% less
- Greater Fifth Ward: Insurance costs 16.10% more
- Medical: Insurance costs 0.21% more
Neighborhoods with Similar Populations
- Heritage Hills: Insurance costs 8.39% more
- East Grove: Insurance costs 5.12% more
- Mount Scott: Insurance costs 3.54% less
- Kingfield: Insurance costs 3.54% less
- Airport: Insurance costs 110.51% more
- Londontowne: Insurance costs 3.38% less
- Lower Bal: Insurance costs 18.22% more
- Marina: Insurance costs 14.15% more
- Menomonee River Hills: Insurance costs 27.98% less
- Midtown-San Jose: Insurance costs 6.76% more