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Get Cheap Car Insurance in Lower Bal, San Leandro, CA
We monitor insurance prices, helping the average driver in Lower Bal save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Lower Bal
The chart below shows the cheapest car insurance company in Lower Bal for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Lower Bal Insurer | Monthly Cost |
|---|---|
| Metromile | $56 |
| Geico | $63 |
| Progressive | $68 |
| Travelers | $70 |
Savings for Every Kind of Lower Bal Driver
Based on our extensive insurance data, we know the average Lower Bal driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $716 per year by choosing the right vehicle insurance company. Some Lower Bal residents are paying out over $2,239 extra every year for auto insurance in Lower Bal. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Lower Bal, San Leandro, CA Savings / Yr. |
|---|---|
$716 |
|
$1,311 |
|
$1,037 |
|
$1,822 |
|
$935 |
|
$406 |
|
$0 |
Lower Bal Car Insurance vs. San Leandro
People living in Lower Bal pay an average of 11.48% more than the typical driver in the state. The average driver in Lower Bal can expect to pay about $1,048 per year, or $2,239 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Lower Bal for most people.
Car Insurance Prices by Lower Bal Neighborhood
Insurance Prices
Where is insurance cheapest within Lower Bal?
The map shows insurance prices in and around Lower Bal, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $240 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,375 to a low of $2,135. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Southeast parts of Lower Bal.Pick the Best Car Insurance Company for You in Lower Bal
The best car insurance provider for most drivers in Lower Bal
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $716 over the average Lower Bal car insurance company.
The best car insurance provider for Lower Bal drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,311 over the competition.
The best car insurance company for Lower Bal drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $1,037 better than other car insurance companies.
The best auto insurance for Lower Bal drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,822 less each year.
The least expensive car insurance company for new and young drivers in Lower Bal
In Lower Bal, State Farm costs young drivers $935 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Lower Bal
Progressive gave the largest car insurance discounts to married couples, averaging $406 saved each year compared to an average Lower Bal couple's premiums.
The cheapest car insurance in Lower Bal for drivers with bad credit
The best Lower Bal car insurance company for customer service
Recent price drops
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The cheapest large national provider in Lower Bal
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Lower Bal driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Lower Bal, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Lower Bal
What Influences the Cost of Car Insurance in Lower Bal?
On average, car insurance in Lower Bal is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Lower Bal is 50 minutes, which is far more than average for a driver in the city.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Lower Bal are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Lower Bal has an average population density in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Lower Bal is $87 per month for minimum coverage and $187 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Floresta Gardens-Bradrick: Insurance costs 2.55% more
- Upper Bal: Insurance costs 0.27% more
- Assumption Parish: Insurance costs 0.31% less
- Washington Manor-Bonaire: Insurance costs 2.77% less
- Old San Leandro: Insurance costs 3.17% more
- Estudillo Estates-Glen: Insurance costs 0.98% more
- Heron Bay: Insurance costs 4.06% less
- Davis Tract: Insurance costs 0.58% more
- Mullford Gardens: Insurance costs 0.04% less
- North Hayward: Insurance costs 0.18% less
Neighborhoods with Similar Populations
- Secret Cove: Insurance costs 8.71% more
- Expo Park: Insurance costs 3.71% more
- Fairbanks-Northwest Crossing: Insurance costs 8.44% less
- Far Westside: Insurance costs 2.46% more
- Felida-Starcrest: Insurance costs 35.60% less
- Fourth Ward: Insurance costs 15.41% less
- Franklin Park: Insurance costs 80.93% more
- Mount Scott: Insurance costs 18.40% less
- Napili-Honokowai: Insurance costs 38.23% less
- Normandie Heights: Insurance costs 4.33% more