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Get Cheap Car Insurance in North Hayward, Hayward, CA
We monitor insurance prices, helping the average driver in North Hayward save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in North Hayward
The chart below shows the cheapest car insurance company in North Hayward for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| North Hayward Insurer | Monthly Cost |
|---|---|
| Metromile | $56 |
| Geico | $63 |
| Progressive | $68 |
| Travelers | $70 |
Savings for Every Kind of North Hayward Driver
Based on our extensive insurance data, we know the average North Hayward driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $715 per year by choosing the right vehicle insurance company. Some North Hayward residents are paying out over $2,235 extra every year for auto insurance in North Hayward. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
North Hayward, Hayward, CA Savings / Yr. |
|---|---|
$715 |
|
$1,309 |
|
$1,035 |
|
$1,819 |
|
$934 |
|
$405 |
|
$0 |
North Hayward Car Insurance vs. Hayward
People living in North Hayward pay an average of 11.30% more than the typical driver in the state. The average driver in North Hayward can expect to pay about $1,046 per year, or $2,235 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in North Hayward for most people.
Car Insurance Prices by North Hayward Neighborhood
Insurance Prices
Where is insurance cheapest within North Hayward?
The map shows insurance prices in and around North Hayward, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $391 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,459 to a low of $2,068. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the North parts of North Hayward.Pick the Best Car Insurance Company for You in North Hayward
The best car insurance provider for most drivers in North Hayward
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $715 over the average North Hayward car insurance company.
The best car insurance provider for North Hayward drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,309 over the competition.
The best car insurance company for North Hayward drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $1,035 better than other car insurance companies.
The best auto insurance for North Hayward drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,819 less each year.
The least expensive car insurance company for new and young drivers in North Hayward
In North Hayward, State Farm costs young drivers $934 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in North Hayward
Progressive gave the largest car insurance discounts to married couples, averaging $405 saved each year compared to an average North Hayward couple's premiums.
The cheapest car insurance in North Hayward for drivers with bad credit
The best North Hayward car insurance company for customer service
Nationwide was the best company for customer service in North Hayward according to the NAIC.
Recent price drops
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The cheapest large national provider in North Hayward
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average North Hayward driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In North Hayward, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around North Hayward
What Influences the Cost of Car Insurance in North Hayward?
On average, car insurance in North Hayward is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in North Hayward is 41 minutes, which is a little more than average for a driver in the city.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in North Hayward are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- North Hayward has an average population density in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in North Hayward is $87 per month for minimum coverage and $186 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Burbank-Hayward: Insurance costs 1.39% more
- Upper B Street: Insurance costs 0.31% more
- Santa Clara Street: Insurance costs 1.34% less
- Longwood-Winton Grove: Insurance costs 0.27% more
- Mission-Foothill: Insurance costs 0.89% less
- Jackson Triangle: Insurance costs 0.98% more
- Whitman-Mocine: Insurance costs 4.88% less
- Southgate: Insurance costs 1.83% less
- Lower Bal: Insurance costs 0.18% more
- Mt Eden: Insurance costs 5.01% less
Neighborhoods with Similar Populations
- Dorchester Center: Insurance costs 6.13% more
- South Redlands: Insurance costs 8.64% less
- West 7th: Insurance costs 18.97% less
- Groveton: Insurance costs 38.30% less
- Central Napa: Insurance costs 9.71% less
- Eagle River Valley: Insurance costs 32.75% less
- Tall Timbers: Insurance costs 81.79% more
- Dumbo: Insurance costs 35.39% more
- Downtown Paterson: Insurance costs 7.70% more
- Downtown Cleveland: Insurance costs 42.01% less