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Get Cheap Car Insurance in Central Napa, Napa, CA
We monitor insurance prices, helping the average driver in Central Napa save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Central Napa
The chart below shows the cheapest car insurance company in Central Napa for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Central Napa Insurer | Monthly Cost |
|---|---|
| Metromile | $51 |
| Geico | $57 |
| Progressive | $61 |
| Travelers | $63 |
Savings for Every Kind of Central Napa Driver
Based on our extensive insurance data, we know the average Central Napa driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $645 per year by choosing the right vehicle insurance company. Some Central Napa residents are paying out over $2,018 extra every year for auto insurance in Central Napa. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Central Napa, Napa, CA Savings / Yr. |
|---|---|
$645 |
|
$1,182 |
|
$935 |
|
$1,642 |
|
$843 |
|
$366 |
|
$0 |
Central Napa Car Insurance vs. Napa
People living in Central Napa pay an average of 0.49% more than the typical driver in the state. The average driver in Central Napa can expect to pay about $945 per year, or $2,018 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Central Napa for most people.
Car Insurance Prices by Central Napa Neighborhood
Insurance Prices
Where is insurance cheapest within Central Napa?
The map shows insurance prices in and around Central Napa, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $313 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,227 to a low of $1,914. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Southwest parts of Central Napa.Pick the Best Car Insurance Company for You in Central Napa
The best car insurance provider for most drivers in Central Napa
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $645 over the average Central Napa car insurance company.
The best car insurance provider for Central Napa drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,182 over the competition.
The best car insurance company for Central Napa drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $935 better than other car insurance companies.
The best auto insurance for Central Napa drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,642 less each year.
The least expensive car insurance company for new and young drivers in Central Napa
In Central Napa, State Farm costs young drivers $843 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Central Napa
Progressive gave the largest car insurance discounts to married couples, averaging $366 saved each year compared to an average Central Napa couple's premiums.
The cheapest car insurance in Central Napa for drivers with bad credit
The best Central Napa car insurance company for customer service
Nationwide was the best company for customer service in Central Napa according to the NAIC.
Recent price drops
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The cheapest large national provider in Central Napa
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Central Napa driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Central Napa, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Central Napa
What Influences the Cost of Car Insurance in Central Napa?
On average, car insurance in Central Napa is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Central Napa are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- Central Napa is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Central Napa is $79 per month for minimum coverage and $168 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Westwood-San Francisco: Insurance costs 1.68% more
- Terrace-Shurtleff: Insurance costs 0.35% more
- Beard: Insurance costs 2.53% less
- Vintage: Insurance costs 3.52% less
- Browns Valley: Insurance costs 3.22% less
- Linda Vista-San Francisco: Insurance costs 5.25% less
- Flosden: Insurance costs 9.07% more
- Chabot Terrace: Insurance costs 12.64% more
- Harry Floyd Terrace: Insurance costs 8.67% more
- Carquinez Heights: Insurance costs 10.21% more
Neighborhoods with Similar Populations
- Fern Creek: Insurance costs 6.54% more
- Savage-Guilford: Insurance costs 1.54% more
- Green Haven: Insurance costs 9.42% less
- Grantville: Insurance costs 2.43% less
- Gold Coast: Insurance costs 9.37% more
- Glover Park: Insurance costs 5.55% more
- Scotlandville: Insurance costs 85.98% more
- Georgetown: Insurance costs 10.16% less
- Seacliff: Insurance costs 14.37% more
- Four Corners: Insurance costs 20.66% less