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Get Cheap Car Insurance in Gold Coast, Alameda, CA
We monitor insurance prices, helping the average driver in Gold Coast save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Gold Coast
The chart below shows the cheapest car insurance company in Gold Coast for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Gold Coast Insurer | Monthly Cost |
|---|---|
| Metromile | $55 |
| Geico | $63 |
| Progressive | $67 |
| Travelers | $69 |
Savings for Every Kind of Gold Coast Driver
Based on our extensive insurance data, we know the average Gold Coast driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $706 per year by choosing the right vehicle insurance company. Some Gold Coast residents are paying out over $2,207 extra every year for auto insurance in Gold Coast. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Gold Coast, Alameda, CA Savings / Yr. |
|---|---|
$706 |
|
$1,292 |
|
$1,022 |
|
$1,796 |
|
$922 |
|
$400 |
|
$0 |
Gold Coast Car Insurance vs. Alameda
People living in Gold Coast pay an average of 9.90% more than the typical driver in the state. The average driver in Gold Coast can expect to pay about $1,033 per year, or $2,207 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Gold Coast for most people.
Car Insurance Prices by Gold Coast Neighborhood
Insurance Prices
Where is insurance cheapest within Gold Coast?
The map shows insurance prices in and around Gold Coast, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $475 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,496 to a low of $2,021. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the South parts of Gold Coast.Pick the Best Car Insurance Company for You in Gold Coast
The best car insurance provider for most drivers in Gold Coast
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $706 over the average Gold Coast car insurance company.
The best car insurance provider for Gold Coast drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,292 over the competition.
The best car insurance company for Gold Coast drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $1,022 better than other car insurance companies.
The best auto insurance for Gold Coast drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,796 less each year.
The least expensive car insurance company for new and young drivers in Gold Coast
In Gold Coast, State Farm costs young drivers $922 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Gold Coast
Progressive gave the largest car insurance discounts to married couples, averaging $400 saved each year compared to an average Gold Coast couple's premiums.
The cheapest car insurance in Gold Coast for drivers with bad credit
The best Gold Coast car insurance company for customer service
Nationwide was the best company for customer service in Gold Coast according to the NAIC.
Recent price drops
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The cheapest large national provider in Gold Coast
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Gold Coast driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Gold Coast, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Gold Coast
What Influences the Cost of Car Insurance in Gold Coast?
On average, car insurance in Gold Coast is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Gold Coast is 42 minutes, which is far more than average for a driver in the city.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Gold Coast are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Gold Coast has an average population density in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Gold Coast is $86 per month for minimum coverage and $184 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- South Shore: Insurance costs 1.50% more
- West End: Insurance costs 0.50% more
- Woodstock: Insurance costs 2.17% more
- East End: Insurance costs 2.58% less
- Fernside: Insurance costs 4.71% less
- Jingletown: Insurance costs 6.12% more
- Rancho San Antonio: Insurance costs 11.37% more
- Merritt: Insurance costs 9.47% more
- Clinton: Insurance costs 9.33% more
- Old City-Produce and Waterfront: Insurance costs 9.20% more
Neighborhoods with Similar Populations
- Ballard: Insurance costs 25.37% less
- Whittenton: Insurance costs 24.06% less
- Glover Park: Insurance costs 3.49% less
- Spanos Park: Insurance costs 2.72% less
- Garrison Park: Insurance costs 12.73% less
- Front Park: Insurance costs 22.79% more
- Berkeley Hills: Insurance costs 9.11% less
- Bayshore-Klatt: Insurance costs 32.80% less
- Wilkes: Insurance costs 16.18% less
- Bailey's Crossroads: Insurance costs 34.80% less