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Get Cheap Car Insurance in Berkeley Hills, Berkeley, CA
We monitor insurance prices, helping the average driver in Berkeley Hills save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Berkeley Hills
The chart below shows the cheapest car insurance company in Berkeley Hills for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Berkeley Hills Insurer | Monthly Cost |
|---|---|
| Metromile | $50 |
| Geico | $57 |
| Progressive | $61 |
| Travelers | $63 |
Savings for Every Kind of Berkeley Hills Driver
Based on our extensive insurance data, we know the average Berkeley Hills driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $641 per year by choosing the right vehicle insurance company. Some Berkeley Hills residents are paying out over $2,006 extra every year for auto insurance in Berkeley Hills. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Berkeley Hills, Berkeley, CA Savings / Yr. |
|---|---|
$641 |
|
$1,175 |
|
$929 |
|
$1,632 |
|
$838 |
|
$364 |
|
$0 |
Berkeley Hills Car Insurance vs. Berkeley
People living in Berkeley Hills pay an average of 0.09% less than the typical driver in the state. The average driver in Berkeley Hills can expect to pay about $939 per year, or $2,006 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Berkeley Hills for most people.
Car Insurance Prices by Berkeley Hills Neighborhood
Insurance Prices
Where is insurance cheapest within Berkeley Hills?
The map shows insurance prices in and around Berkeley Hills, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $226 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,103 to a low of $1,877. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Northwest parts of Berkeley Hills.Pick the Best Car Insurance Company for You in Berkeley Hills
The best car insurance provider for most drivers in Berkeley Hills
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $641 over the average Berkeley Hills car insurance company.
The best car insurance provider for Berkeley Hills drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,175 over the competition.
The best car insurance company for Berkeley Hills drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $929 better than other car insurance companies.
The best auto insurance for Berkeley Hills drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,632 less each year.
The least expensive car insurance company for new and young drivers in Berkeley Hills
In Berkeley Hills, State Farm costs young drivers $838 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Berkeley Hills
Progressive gave the largest car insurance discounts to married couples, averaging $364 saved each year compared to an average Berkeley Hills couple's premiums.
The cheapest car insurance in Berkeley Hills for drivers with bad credit
The best Berkeley Hills car insurance company for customer service
Nationwide was the best company for customer service in Berkeley Hills according to the NAIC.
Recent price drops
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The cheapest large national provider in Berkeley Hills
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Berkeley Hills driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Berkeley Hills, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Berkeley Hills
What Influences the Cost of Car Insurance in Berkeley Hills?
On average, car insurance in Berkeley Hills is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Berkeley Hills are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Berkeley Hills is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Berkeley Hills is $78 per month for minimum coverage and $167 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Thousand Oaks: Insurance costs 2.49% less
- North Berkeley: Insurance costs 5.03% more
- Kensington-San Francisco: Insurance costs 1.55% more
- Westbrae: Insurance costs 3.54% more
- Downtown Berkeley: Insurance costs 9.77% more
- Central Berkeley: Insurance costs 7.08% more
- Northwest Berkeley: Insurance costs 8.57% more
- South Berkeley: Insurance costs 10.22% more
- Elmwood: Insurance costs 5.63% more
- SouthWest Berkeley: Insurance costs 12.51% more
Neighborhoods with Similar Populations
- Okolona: Insurance costs 11.27% more
- Riviera: Insurance costs 1.94% less
- Cascade: Insurance costs 6.83% less
- Hollywood Riviera: Insurance costs 7.98% more
- Lee-Miles: Insurance costs 32.10% less
- Radnor-Ft Myer Heights: Insurance costs 31.26% less
- Provincetowne: Insurance costs 32.45% less
- Point Place: Insurance costs 43.47% less
- Pine Grove: Insurance costs 8.28% less
- Otay Mesa West: Insurance costs 2.34% more