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Get Cheap Car Insurance in Point Place, Toledo, OH
We monitor insurance prices, helping the average driver in Point Place save up to 30.1% on car insurance.
The Cheapest Minimum Coverage in Point Place
The chart below shows the cheapest car insurance company in Point Place for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Safeco Insurance, Travelers, and Mile Auto.
| Point Place Insurer | Monthly Cost |
|---|---|
| State Farm | $46 |
| Safeco Insurance | $48 |
| Travelers | $49 |
| Mile Auto | $51 |
Savings for Every Kind of Point Place Driver
Based on our extensive insurance data, we know the average Point Place driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $300 per year by choosing the right vehicle insurance company. Some Point Place residents are paying out over $1,134 extra every year for auto insurance in Point Place. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Point Place, Toledo, OH Savings / Yr. |
|---|---|
$300 |
|
$509 |
|
$431 |
|
$460 |
|
$1,100 |
|
$313 |
|
$439 |
Point Place Car Insurance vs. Toledo
People living in Point Place pay an average of 0.87% more than the typical driver in the state. The average driver in Point Place can expect to pay about $766 per year, or $1,134 for full coverage.
Based on our analysis, Mile Auto will be the cheapest provider in Point Place for most people.
Car Insurance Prices by Point Place Neighborhood
Insurance Prices
Where is insurance cheapest within Point Place?
The map shows insurance prices in and around Point Place, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $157 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,235 to a low of $1,078. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the North parts of Point Place.Pick the Best Car Insurance Company for You in Point Place
The best car insurance provider for most drivers in Point Place
For drivers with clean driving records and no major strikes, Mile Auto is the best option, with annual savings of $300 over the average Point Place car insurance company.
The best car insurance provider for Point Place drivers with accidents on their records
In our analysis, Gainsco saved the average person who had been in an accident the most, with annual savings averaging $509 over the competition.
The best car insurance company for Point Place drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $431 better than other car insurance companies.
The best auto insurance for Point Place drivers with a DUI conviction
Getting a quote from Gainsco may cost the average person with a DUI about $460 less each year.
The least expensive car insurance company for new and young drivers in Point Place
In Point Place, Geico costs young drivers $1,100 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Point Place
State Farm gave the largest car insurance discounts to married couples, averaging $313 saved each year compared to an average Point Place couple's premiums.
The cheapest car insurance in Point Place for drivers with bad credit
The best Point Place car insurance company for customer service
Nationwide was the best company for customer service in Point Place according to the NAIC.
Recent price drops
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The cheapest large national provider in Point Place
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Point Place driver can expect to pay about $76 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Point Place, USAA has the best prices for young drivers, drivers with bad credit, drivers with speeding tickets, drivers with accidents, good drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around Point Place
What Influences the Cost of Car Insurance in Point Place?
On average, car insurance in Point Place is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Point Place is 27 minutes, which is about the national average for a driver in the city.
- Ohio state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Point Place are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- Point Place is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Point Place is $64 per month for minimum coverage and $94 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- North River: Insurance costs 11.73% more
- LaGrange: Insurance costs 20.46% more
- Birmingham: Insurance costs 10.49% more
- North Towne: Insurance costs 5.20% more
- Olde Towne: Insurance costs 17.55% more
- Five Points: Insurance costs 5.47% more
- Old West End: Insurance costs 14.64% more
- City Center: Insurance costs 13.23% more
- East Toledo: Insurance costs 8.38% more
- Roosevelt-Toledo: Insurance costs 27.07% more
Neighborhoods with Similar Populations
- Southwest Topeka: Insurance costs 31.31% more
- Columbus Park: Insurance costs 58.73% more
- Crescenta Highlands: Insurance costs 106.79% more
- Dock Square: Insurance costs 64.81% more
- Douglas: Insurance costs 81.13% more
- Downtown Austin: Insurance costs 59.61% more
- Downtown Chula Vista: Insurance costs 89.95% more
- Downtown Yonkers: Insurance costs 184.92% more
- East Forest: Insurance costs 25.22% more
- East Oak Hill: Insurance costs 52.38% more