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Get Cheap Car Insurance in North Towne, Toledo, OH
We monitor insurance prices, helping the average driver in North Towne save up to 30.1% on car insurance.
The Cheapest Minimum Coverage in North Towne
The chart below shows the cheapest car insurance company in North Towne for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Safeco Insurance, Travelers, and Mile Auto.
| North Towne Insurer | Monthly Cost |
|---|---|
| State Farm | $49 |
| Safeco Insurance | $51 |
| Travelers | $52 |
| Mile Auto | $54 |
Savings for Every Kind of North Towne Driver
Based on our extensive insurance data, we know the average North Towne driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $315 per year by choosing the right vehicle insurance company. Some North Towne residents are paying out over $1,193 extra every year for auto insurance in North Towne. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
North Towne, Toledo, OH Savings / Yr. |
|---|---|
$315 |
|
$536 |
|
$453 |
|
$484 |
|
$1,158 |
|
$329 |
|
$462 |
North Towne Car Insurance vs. Toledo
People living in North Towne pay an average of 6.12% more than the typical driver in the state. The average driver in North Towne can expect to pay about $805 per year, or $1,193 for full coverage.
Based on our analysis, Mile Auto will be the cheapest provider in North Towne for most people.
Car Insurance Prices by North Towne Neighborhood
Insurance Prices
Where is insurance cheapest within North Towne?
The map shows insurance prices in and around North Towne, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $209 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,301 to a low of $1,092. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Southwest parts of North Towne.Pick the Best Car Insurance Company for You in North Towne
The best car insurance provider for most drivers in North Towne
For drivers with clean driving records and no major strikes, Mile Auto is the best option, with annual savings of $315 over the average North Towne car insurance company.
The best car insurance provider for North Towne drivers with accidents on their records
In our analysis, Gainsco saved the average person who had been in an accident the most, with annual savings averaging $536 over the competition.
The best car insurance company for North Towne drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $453 better than other car insurance companies.
The best auto insurance for North Towne drivers with a DUI conviction
Getting a quote from Gainsco may cost the average person with a DUI about $484 less each year.
The least expensive car insurance company for new and young drivers in North Towne
In North Towne, Geico costs young drivers $1,158 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in North Towne
State Farm gave the largest car insurance discounts to married couples, averaging $329 saved each year compared to an average North Towne couple's premiums.
The cheapest car insurance in North Towne for drivers with bad credit
The best North Towne car insurance company for customer service
Nationwide was the best company for customer service in North Towne according to the NAIC.
Recent price drops
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The cheapest large national provider in North Towne
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average North Towne driver can expect to pay about $76 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In North Towne, USAA has the best prices for young drivers, drivers with bad credit, drivers with speeding tickets, drivers with accidents, good drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around North Towne
What Influences the Cost of Car Insurance in North Towne?
On average, car insurance in North Towne is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in North Towne is 27 minutes, which is about the national average for a driver in the city.
- Ohio state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in North Towne are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- North Towne has an average population density in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in North Towne is $67 per month for minimum coverage and $99 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Five Points: Insurance costs 0.25% more
- Whitmer-Trilby: Insurance costs 5.95% less
- Deaveaux: Insurance costs 3.86% less
- Olde Towne: Insurance costs 11.74% more
- LaGrange: Insurance costs 14.50% more
- Old West End: Insurance costs 8.97% more
- Point Place: Insurance costs 4.95% less
- North River: Insurance costs 6.20% more
- Ottawa: Insurance costs 1.34% more
- Roosevelt-Toledo: Insurance costs 20.79% more
Neighborhoods with Similar Populations
- North Valley: Insurance costs 126.32% more
- Seward: Insurance costs 67.56% more
- Scenic Heights: Insurance costs 65.30% more
- SBHS: Insurance costs 97.15% more
- San Pablo Gateway: Insurance costs 113.58% more
- San Andreas: Insurance costs 88.35% more
- Riverside: Insurance costs 34.95% more
- Palmer: Insurance costs 1.68% more
- Overlook: Insurance costs 50.80% more
- Old Seward-Oceanview: Insurance costs 21.71% more