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Get Cheap Car Insurance in Roosevelt-Toledo, Toledo, OH
We monitor insurance prices, helping the average driver in Roosevelt-Toledo save up to 30.1% on car insurance.
The Cheapest Minimum Coverage in Roosevelt-Toledo
The chart below shows the cheapest car insurance company in Roosevelt-Toledo for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Safeco Insurance, Travelers, and Mile Auto.
| Roosevelt-Toledo Insurer | Monthly Cost |
|---|---|
| State Farm | $59 |
| Safeco Insurance | $62 |
| Travelers | $62 |
| Mile Auto | $65 |
Savings for Every Kind of Roosevelt-Toledo Driver
Based on our extensive insurance data, we know the average Roosevelt-Toledo driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $381 per year by choosing the right vehicle insurance company. Some Roosevelt-Toledo residents are paying out over $1,441 extra every year for auto insurance in Roosevelt-Toledo. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Roosevelt-Toledo, Toledo, OH Savings / Yr. |
|---|---|
$381 |
|
$648 |
|
$548 |
|
$585 |
|
$1,399 |
|
$398 |
|
$558 |
Roosevelt-Toledo Car Insurance vs. Toledo
People living in Roosevelt-Toledo pay an average of 28.25% more than the typical driver in the state. The average driver in Roosevelt-Toledo can expect to pay about $973 per year, or $1,441 for full coverage.
Based on our analysis, Mile Auto will be the cheapest provider in Roosevelt-Toledo for most people.
Car Insurance Prices by Roosevelt-Toledo Neighborhood
Insurance Prices
Where is insurance cheapest within Roosevelt-Toledo?
The map shows insurance prices in and around Roosevelt-Toledo, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $202 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,493 to a low of $1,291. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Southeast parts of Roosevelt-Toledo.Pick the Best Car Insurance Company for You in Roosevelt-Toledo
The best car insurance provider for most drivers in Roosevelt-Toledo
For drivers with clean driving records and no major strikes, Mile Auto is the best option, with annual savings of $381 over the average Roosevelt-Toledo car insurance company.
The best car insurance provider for Roosevelt-Toledo drivers with accidents on their records
In our analysis, Gainsco saved the average person who had been in an accident the most, with annual savings averaging $648 over the competition.
The best car insurance company for Roosevelt-Toledo drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $548 better than other car insurance companies.
The best auto insurance for Roosevelt-Toledo drivers with a DUI conviction
Getting a quote from Gainsco may cost the average person with a DUI about $585 less each year.
The least expensive car insurance company for new and young drivers in Roosevelt-Toledo
In Roosevelt-Toledo, Geico costs young drivers $1,399 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Roosevelt-Toledo
State Farm gave the largest car insurance discounts to married couples, averaging $398 saved each year compared to an average Roosevelt-Toledo couple's premiums.
The cheapest car insurance in Roosevelt-Toledo for drivers with bad credit
The best Roosevelt-Toledo car insurance company for customer service
Nationwide was the best company for customer service in Roosevelt-Toledo according to the NAIC.
Recent price drops
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The cheapest large national provider in Roosevelt-Toledo
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Roosevelt-Toledo driver can expect to pay about $76 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Roosevelt-Toledo, USAA has the best prices for young drivers, drivers with bad credit, drivers with speeding tickets, drivers with accidents, good drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around Roosevelt-Toledo
What Influences the Cost of Car Insurance in Roosevelt-Toledo?
On average, car insurance in Roosevelt-Toledo is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Roosevelt-Toledo is 28 minutes, which is a little more than average for a driver in the city.
- Ohio state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Roosevelt-Toledo are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Roosevelt-Toledo has an average population density in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Roosevelt-Toledo is $81 per month for minimum coverage and $120 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Onyx: Insurance costs 2.85% less
- Old West End: Insurance costs 9.78% less
- City Center: Insurance costs 10.90% less
- Olde Towne: Insurance costs 7.49% less
- Southside: Insurance costs 11.45% less
- Ottawa: Insurance costs 16.10% less
- LaGrange: Insurance costs 5.20% less
- Scott Park: Insurance costs 13.53% less
- Five Points: Insurance costs 17.00% less
- North River: Insurance costs 12.07% less
Neighborhoods with Similar Populations
- Roosevelt Gardens Area: Insurance costs 12.98% less
- Menomonee River Hills East: Insurance costs 5.48% less
- Mercer Heights: Insurance costs 10.55% more
- Merrill Park: Insurance costs 4.65% less
- Midwest: Insurance costs 186.88% more
- Minikahda Vista: Insurance costs 16.72% more
- Minshall Park: Insurance costs 22.90% more
- Mission Bend South: Insurance costs 39.83% more
- Panama Park: Insurance costs 90.42% more
- Pioneer: Insurance costs 11.52% more