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Get Cheap Car Insurance in Midwest, Detroit, MI
We monitor insurance prices, helping the average driver in Midwest save up to 41.9% on car insurance.
The Cheapest Minimum Coverage in Midwest
The chart below shows the cheapest car insurance company in Midwest for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by Progressive, State Farm, and Safeco Insurance.
| Midwest Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $153 |
| Progressive | $175 |
| State Farm | $176 |
| Safeco Insurance | $186 |
Savings for Every Kind of Midwest Driver
Based on our extensive insurance data, we know the average Midwest driver will save about 40% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $1,661 per year by choosing the right vehicle insurance company. Some Midwest residents are paying out over $4,134 extra every year for auto insurance in Midwest. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Midwest, Detroit, MI Savings / Yr. |
|---|---|
$1,661 |
|
$2,712 |
|
$2,400 |
|
$3,648 |
|
$4,304 |
|
$0 |
|
$0 |
Midwest Car Insurance vs. Detroit
People living in Midwest pay an average of 42.60% more than the typical driver in the state. The average driver in Midwest can expect to pay about $3,140 per year, or $4,134 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in Midwest for most people.
Car Insurance Prices by Midwest Neighborhood
Insurance Prices
Where is insurance cheapest within Midwest?
The map shows insurance prices in and around Midwest, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $617 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $4,493 to a low of $3,876. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Southwest parts of Midwest.Pick the Best Car Insurance Company for You in Midwest
The best car insurance provider for most drivers in Midwest
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $1,661 over the average Midwest car insurance company.
The best car insurance provider for Midwest drivers with accidents on their records
In our analysis, Auto-Owners Insurance saved the average person who had been in an accident the most, with annual savings averaging $2,712 over the competition.
The best car insurance company for Midwest drivers with speeding tickets
>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $2,400 better than other car insurance companies.
The best auto insurance for Midwest drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $3,648 less each year.
The least expensive car insurance company for new and young drivers in Midwest
In Midwest, Geico costs young drivers $4,304 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Midwest
The cheapest car insurance in Midwest for drivers with bad credit
The best Midwest car insurance company for customer service
Recent price drops
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The cheapest large national provider in Midwest
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Midwest driver can expect to pay about $163 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Midwest, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, drivers with accidents, and drivers with a DUI conviction.Auto Insurance Prices in and Around Midwest
What Influences the Cost of Car Insurance in Midwest?
On average, car insurance in Midwest is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Midwest is 30 minutes, which is a little more than average for a driver in the city.
- Michigan state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Midwest has an average population density in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Midwest is $262 per month for minimum coverage and $344 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Tireman: Insurance costs 1.84% less
- Petosky-Otsego: Insurance costs 1.23% less
- Claytown: Insurance costs 9.99% less
- Michigan-Martin: Insurance costs 8.78% less
- Core City: Insurance costs 1.64% less
- Barton-McFarland: Insurance costs 1.62% less
- Aviation: Insurance costs 2.01% less
- Woodbridge: Insurance costs 13.09% less
- Winter Halter: Insurance costs 0.05% more
- Russell Woods: Insurance costs 1.52% less
Neighborhoods with Similar Populations
- Homewood North: Insurance costs 57.67% less
- Talus: Insurance costs 61.68% less
- Swansboro: Insurance costs 66.79% less
- Sunnyland: Insurance costs 65.38% less
- Summit Ridge at West Meadows: Insurance costs 48.62% less
- Stratford Hills: Insurance costs 71.50% less
- South Shore Harbour and Marina: Insurance costs 57.64% less
- South Main Street Historic District: Insurance costs 70.56% less
- Mercer Heights: Insurance costs 61.47% less
- Lake Floresta Park: Insurance costs 30.58% less