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Get Cheap Car Insurance in Summit Ridge at West Meadows, Dakota Ridge, CO
We monitor insurance prices, helping the average driver in Summit Ridge at West Meadows save up to 30.1% on car insurance.
The Cheapest Minimum Coverage in Summit Ridge at West Meadows
The chart below shows the cheapest car insurance company in Summit Ridge at West Meadows for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Bristol West, Safeco Insurance, and Geico.
| Summit Ridge at West Meadows Insurer | Monthly Cost |
|---|---|
| State Farm | $72 |
| Bristol West | $86 |
| Safeco Insurance | $87 |
| Geico | $89 |
Savings for Every Kind of Summit Ridge at West Meadows Driver
Based on our extensive insurance data, we know the average Summit Ridge at West Meadows driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $455 per year by choosing the right vehicle insurance company. Some Summit Ridge at West Meadows residents are paying out over $2,124 extra every year for auto insurance in Summit Ridge at West Meadows. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Summit Ridge at West Meadows, Dakota Ridge, CO Savings / Yr. |
|---|---|
$455 |
|
$811 |
|
$653 |
|
$698 |
|
$2,066 |
|
$547 |
|
$801 |
Summit Ridge at West Meadows Car Insurance vs. Dakota Ridge
People living in Summit Ridge at West Meadows pay an average of 12.38% more than the typical driver in the state. The average driver in Summit Ridge at West Meadows can expect to pay about $1,241 per year, or $2,124 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Summit Ridge at West Meadows for most people.
Car Insurance Prices by Summit Ridge at West Meadows Neighborhood
Insurance Prices
Where is insurance cheapest within Summit Ridge at West Meadows?
The map shows insurance prices in and around Summit Ridge at West Meadows, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $131 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,146 to a low of $2,015. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Northwest parts of Summit Ridge at West Meadows.Pick the Best Car Insurance Company for You in Summit Ridge at West Meadows
The best car insurance provider for most drivers in Summit Ridge at West Meadows
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $455 over the average Summit Ridge at West Meadows car insurance company.
The best car insurance provider for Summit Ridge at West Meadows drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $811 over the competition.
The best car insurance company for Summit Ridge at West Meadows drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $653 better than other car insurance companies.
The best auto insurance for Summit Ridge at West Meadows drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $698 less each year.
The least expensive car insurance company for new and young drivers in Summit Ridge at West Meadows
In Summit Ridge at West Meadows, State Farm costs young drivers $2,066 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Summit Ridge at West Meadows
State Farm gave the largest car insurance discounts to married couples, averaging $547 saved each year compared to an average Summit Ridge at West Meadows couple's premiums.
The cheapest car insurance in Summit Ridge at West Meadows for drivers with bad credit
The best Summit Ridge at West Meadows car insurance company for customer service
Nationwide was the best company for customer service in Summit Ridge at West Meadows according to the NAIC.
Recent price drops
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The cheapest large national provider in Summit Ridge at West Meadows
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Summit Ridge at West Meadows driver can expect to pay about $128 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Summit Ridge at West Meadows, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, married couples, young drivers, good drivers, drivers with bad credit, and drivers with accidents.Auto Insurance Prices in and Around Summit Ridge at West Meadows
What Influences the Cost of Car Insurance in Summit Ridge at West Meadows?
On average, car insurance in Summit Ridge at West Meadows is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Summit Ridge at West Meadows is 39 minutes, which is far more than average for a driver in the city.
- Colorado state insurance regulations may require higher prices.
- An average of 19 to 20 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Summit Ridge at West Meadows are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- Summit Ridge at West Meadows is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Summit Ridge at West Meadows is $103 per month for minimum coverage and $177 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Foothill Green: Insurance costs 4.38% less
- Ken Caryl Ranch Plains: Insurance costs 5.37% less
- Valley Legacy: Insurance costs 7.72% less
- Friendly Hills: Insurance costs 3.67% less
- Stony Creek: Insurance costs 4.71% less
- Marston: Insurance costs 4.38% less
- Columbine Knolls South: Insurance costs 4.43% less
- Bear Creek: Insurance costs 3.39% less
- Green Mountain: Insurance costs 5.89% less
- Southwestern Denver: Insurance costs 0.71% more
Neighborhoods with Similar Populations
- Downtown Michigan City: Insurance costs 41.24% less
- Towson Park: Insurance costs 0.99% more
- Town and Country Manor: Insurance costs 32.82% less
- The Hills of Park North: Insurance costs 11.35% less
- Everroad Park: Insurance costs 45.10% less
- Essex: Insurance costs 3.34% less
- El Gheko: Insurance costs 16.10% less
- Edgemar-Pacific Manor: Insurance costs 2.54% less
- Duval-Eagle Eyes Crime Watch: Insurance costs 31.21% more
- Durant Manor: Insurance costs 11.35% more