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Get Cheap Car Insurance in Edgemar-Pacific Manor, Pacifica, CA
We monitor insurance prices, helping the average driver in Edgemar-Pacific Manor save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Edgemar-Pacific Manor
The chart below shows the cheapest car insurance company in Edgemar-Pacific Manor for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Edgemar-Pacific Manor Insurer | Monthly Cost |
|---|---|
| Metromile | $52 |
| Geico | $59 |
| Progressive | $63 |
| Travelers | $65 |
Savings for Every Kind of Edgemar-Pacific Manor Driver
Based on our extensive insurance data, we know the average Edgemar-Pacific Manor driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $662 per year by choosing the right vehicle insurance company. Some Edgemar-Pacific Manor residents are paying out over $2,070 extra every year for auto insurance in Edgemar-Pacific Manor. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Edgemar-Pacific Manor, Pacifica, CA Savings / Yr. |
|---|---|
$662 |
|
$1,212 |
|
$959 |
|
$1,685 |
|
$865 |
|
$375 |
|
$0 |
Edgemar-Pacific Manor Car Insurance vs. Pacifica
People living in Edgemar-Pacific Manor pay an average of 3.09% more than the typical driver in the state. The average driver in Edgemar-Pacific Manor can expect to pay about $969 per year, or $2,070 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Edgemar-Pacific Manor for most people.
Car Insurance Prices by Edgemar-Pacific Manor Neighborhood
Insurance Prices
Where is insurance cheapest within Edgemar-Pacific Manor?
The map shows insurance prices in and around Edgemar-Pacific Manor, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $69 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,117 to a low of $2,048. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the South parts of Edgemar-Pacific Manor.Pick the Best Car Insurance Company for You in Edgemar-Pacific Manor
The best car insurance provider for most drivers in Edgemar-Pacific Manor
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $662 over the average Edgemar-Pacific Manor car insurance company.
The best car insurance provider for Edgemar-Pacific Manor drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,212 over the competition.
The best car insurance company for Edgemar-Pacific Manor drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $959 better than other car insurance companies.
The best auto insurance for Edgemar-Pacific Manor drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,685 less each year.
The least expensive car insurance company for new and young drivers in Edgemar-Pacific Manor
In Edgemar-Pacific Manor, State Farm costs young drivers $865 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Edgemar-Pacific Manor
Progressive gave the largest car insurance discounts to married couples, averaging $375 saved each year compared to an average Edgemar-Pacific Manor couple's premiums.
The cheapest car insurance in Edgemar-Pacific Manor for drivers with bad credit
The best Edgemar-Pacific Manor car insurance company for customer service
Nationwide was the best company for customer service in Edgemar-Pacific Manor according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Edgemar-Pacific Manor, which was better than other insurers.
The cheapest large national provider in Edgemar-Pacific Manor
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Edgemar-Pacific Manor driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Edgemar-Pacific Manor, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Edgemar-Pacific Manor
What Influences the Cost of Car Insurance in Edgemar-Pacific Manor?
On average, car insurance in Edgemar-Pacific Manor is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Edgemar-Pacific Manor is 37 minutes, which is a little more than average for a driver in the city.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Edgemar-Pacific Manor are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Edgemar-Pacific Manor is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Edgemar-Pacific Manor is $81 per month for minimum coverage and $173 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Fairmont: Insurance costs 2.90% less
- Westview: Insurance costs 0.72% less
- Sharp Park: Insurance costs 0.43% less
- Serramonte: Insurance costs 3.29% more
- Westborough: Insurance costs 3.29% more
- St. Francis: Insurance costs 4.44% more
- Serra Highlands: Insurance costs 4.83% more
- El Camino: Insurance costs 3.91% more
- Westlake-San Francisco: Insurance costs 6.57% more
- Broadmoor: Insurance costs 7.00% more
Neighborhoods with Similar Populations
- Norton Commons: Insurance costs 2.90% more
- Salisbury Point: Insurance costs 23.14% less
- River Point: Insurance costs 11.84% more
- Mount Pleasant Area: Insurance costs 40.29% less
- White Gables: Insurance costs 11.59% less
- Carolina Heights: Insurance costs 33.77% less
- Talus: Insurance costs 23.48% less
- Rising Sun-Lebanon: Insurance costs 13.38% less
- Idylwood: Insurance costs 22.08% less
- Hainesville: Insurance costs 34.78% less