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Get Cheap Car Insurance in Mount Pleasant Area, Mount Pleasant, NC
We monitor insurance prices, helping the average driver in Mount Pleasant Area save up to 33.1% on car insurance.
The Cheapest Minimum Coverage in Mount Pleasant Area
The chart below shows the cheapest car insurance company in Mount Pleasant Area for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Midvale Home & Auto, followed by Erie Insurance, Farm Bureau, and Progressive.
| Mount Pleasant Area Insurer | Monthly Cost |
|---|---|
| Midvale Home & Auto | $47 |
| Erie Insurance | $47 |
| Farm Bureau | $50 |
| Progressive | $53 |
Savings for Every Kind of Mount Pleasant Area Driver
Based on our extensive insurance data, we know the average Mount Pleasant Area driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $237 per year by choosing the right vehicle insurance company. Some Mount Pleasant Area residents are paying out over $1,236 extra every year for auto insurance in Mount Pleasant Area. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Mount Pleasant Area, Mount Pleasant, NC Savings / Yr. |
|---|---|
$237 |
|
$516 |
|
$376 |
|
$959 |
|
$712 |
|
$287 |
|
$430 |
Mount Pleasant Area Car Insurance vs. Mount Pleasant
People living in Mount Pleasant Area pay an average of 1.15% less than the typical driver in the state. The average driver in Mount Pleasant Area can expect to pay about $740 per year, or $1,236 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Mount Pleasant Area for most people.
Car Insurance Prices by Mount Pleasant Area Neighborhood
Insurance Prices
Where is insurance cheapest within Mount Pleasant Area?
The map shows insurance prices in and around Mount Pleasant Area, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $72 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,264 to a low of $1,192. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Northwest parts of Mount Pleasant Area.Pick the Best Car Insurance Company for You in Mount Pleasant Area
The best car insurance provider for most drivers in Mount Pleasant Area
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $237 over the average Mount Pleasant Area car insurance company.
The best car insurance provider for Mount Pleasant Area drivers with accidents on their records
In our analysis, Erie Insurance saved the average person who had been in an accident the most, with annual savings averaging $516 over the competition.
The best car insurance company for Mount Pleasant Area drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $376 better than other car insurance companies.
The best auto insurance for Mount Pleasant Area drivers with a DUI conviction
Getting a quote from Kemper may cost the average person with a DUI about $959 less each year.
The least expensive car insurance company for new and young drivers in Mount Pleasant Area
In Mount Pleasant Area, State Farm costs young drivers $712 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Mount Pleasant Area
Erie Insurance gave the largest car insurance discounts to married couples, averaging $287 saved each year compared to an average Mount Pleasant Area couple's premiums.
The cheapest car insurance in Mount Pleasant Area for drivers with bad credit
The best Mount Pleasant Area car insurance company for customer service
Nationwide was the best company for customer service in Mount Pleasant Area according to the NAIC.
Recent price drops
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The cheapest large national provider in Mount Pleasant Area
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Mount Pleasant Area driver can expect to pay about $87 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Mount Pleasant Area, USAA has the best prices for none of the categories above.Auto Insurance Prices in and Around Mount Pleasant Area
What Influences the Cost of Car Insurance in Mount Pleasant Area?
On average, car insurance in Mount Pleasant Area is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- North Carolina state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Mount Pleasant Area are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Mount Pleasant Area is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Mount Pleasant Area is $62 per month for minimum coverage and $103 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Car Town: Insurance costs 3.72% more
- Harris-Houston: Insurance costs 15.53% more
- Mallard Creek-Withrow Downs: Insurance costs 19.34% more
- Back Creek Church Road: Insurance costs 13.83% more
- Newell: Insurance costs 19.90% more
- University City South: Insurance costs 3.07% more
- University City North: Insurance costs 14.16% more
- Highland Creek: Insurance costs 11.41% more
- Skybrook: Insurance costs 4.94% more
- Fairview: Insurance costs 1.70% less
Neighborhoods with Similar Populations
- Agua Dulce: Insurance costs 42.15% more
- Downtown: Insurance costs 2.83% less
- Downtown: Insurance costs 18.85% less
- Bakersville: Insurance costs 7.20% more
- Diamond Heights: Insurance costs 75.81% more
- Calton Gardens: Insurance costs 55.10% more
- Western Washington University: Insurance costs 16.75% more
- Parsons: Insurance costs 12.46% more
- Northside Hester Park: Insurance costs 36.33% more
- Park West: Insurance costs 57.44% more