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Get Cheap Car Insurance in El Camino, South San Francisco, CA
We monitor insurance prices, helping the average driver in El Camino save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in El Camino
The chart below shows the cheapest car insurance company in El Camino for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| El Camino Insurer | Monthly Cost |
|---|---|
| Metromile | $54 |
| Geico | $61 |
| Progressive | $65 |
| Travelers | $67 |
Savings for Every Kind of El Camino Driver
Based on our extensive insurance data, we know the average El Camino driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $688 per year by choosing the right vehicle insurance company. Some El Camino residents are paying out over $2,151 extra every year for auto insurance in El Camino. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
El Camino, South San Francisco, CA Savings / Yr. |
|---|---|
$688 |
|
$1,260 |
|
$996 |
|
$1,751 |
|
$899 |
|
$390 |
|
$0 |
El Camino Car Insurance vs. South San Francisco
People living in El Camino pay an average of 7.13% more than the typical driver in the state. The average driver in El Camino can expect to pay about $1,007 per year, or $2,151 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in El Camino for most people.
Car Insurance Prices by El Camino Neighborhood
Insurance Prices
Where is insurance cheapest within El Camino?
The map shows insurance prices in and around El Camino, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $358 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,341 to a low of $1,983. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Central parts of El Camino.Pick the Best Car Insurance Company for You in El Camino
The best car insurance provider for most drivers in El Camino
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $688 over the average El Camino car insurance company.
The best car insurance provider for El Camino drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,260 over the competition.
The best car insurance company for El Camino drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $996 better than other car insurance companies.
The best auto insurance for El Camino drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,751 less each year.
The least expensive car insurance company for new and young drivers in El Camino
In El Camino, State Farm costs young drivers $899 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in El Camino
Progressive gave the largest car insurance discounts to married couples, averaging $390 saved each year compared to an average El Camino couple's premiums.
The cheapest car insurance in El Camino for drivers with bad credit
The best El Camino car insurance company for customer service
Recent price drops
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The cheapest large national provider in El Camino
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average El Camino driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In El Camino, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around El Camino
What Influences the Cost of Car Insurance in El Camino?
On average, car insurance in El Camino is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in El Camino is 38 minutes, which is a little more than average for a driver in the city.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in El Camino are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- El Camino has an average population density in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in El Camino is $84 per month for minimum coverage and $179 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Serra Highlands: Insurance costs 0.88% more
- Sunshine Gardens: Insurance costs 0.88% less
- Westborough: Insurance costs 0.60% less
- Downtown South San Francisco: Insurance costs 7.90% more
- Serramonte: Insurance costs 0.60% less
- Paradise Valley: Insurance costs 3.95% less
- Lindenville: Insurance costs 1.63% more
- Westview: Insurance costs 4.46% less
- Fairmont: Insurance costs 6.56% less
- Edgemar-Pacific Manor: Insurance costs 3.77% less
Neighborhoods with Similar Populations
- North Orange: Insurance costs 18.46% more
- Roscoe Village: Insurance costs 18.74% less
- Rabbit Creek: Insurance costs 33.24% less
- Pipers Meadow: Insurance costs 12.37% less
- Pecan Valley: Insurance costs 9.21% less
- Original Thornton: Insurance costs 1.58% less
- On Top of The World: Insurance costs 29.34% more
- Old West Durham: Insurance costs 39.98% less
- Oak Grove: Insurance costs 17.39% less
- Rum Village: Insurance costs 34.59% less