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Get Cheap Car Insurance in Old West Durham, Durham, NC
We monitor insurance prices, helping the average driver in Old West Durham save up to 33.1% on car insurance.
The Cheapest Minimum Coverage in Old West Durham
The chart below shows the cheapest car insurance company in Old West Durham for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Midvale Home & Auto, followed by Erie Insurance, Farm Bureau, and Progressive.
| Old West Durham Insurer | Monthly Cost |
|---|---|
| Midvale Home & Auto | $49 |
| Erie Insurance | $50 |
| Farm Bureau | $52 |
| Progressive | $55 |
Savings for Every Kind of Old West Durham Driver
Based on our extensive insurance data, we know the average Old West Durham driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $248 per year by choosing the right vehicle insurance company. Some Old West Durham residents are paying out over $1,291 extra every year for auto insurance in Old West Durham. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Old West Durham, Durham, NC Savings / Yr. |
|---|---|
$248 |
|
$539 |
|
$392 |
|
$1,002 |
|
$743 |
|
$299 |
|
$449 |
Old West Durham Car Insurance vs. Durham
People living in Old West Durham pay an average of 3.26% more than the typical driver in the state. The average driver in Old West Durham can expect to pay about $773 per year, or $1,291 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Old West Durham for most people.
Car Insurance Prices by Old West Durham Neighborhood
Insurance Prices
Where is insurance cheapest within Old West Durham?
The map shows insurance prices in and around Old West Durham, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $223 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,452 to a low of $1,229. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Central parts of Old West Durham.Pick the Best Car Insurance Company for You in Old West Durham
The best car insurance provider for most drivers in Old West Durham
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $248 over the average Old West Durham car insurance company.
The best car insurance provider for Old West Durham drivers with accidents on their records
In our analysis, Erie Insurance saved the average person who had been in an accident the most, with annual savings averaging $539 over the competition.
The best car insurance company for Old West Durham drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $392 better than other car insurance companies.
The best auto insurance for Old West Durham drivers with a DUI conviction
Getting a quote from Kemper may cost the average person with a DUI about $1,002 less each year.
The least expensive car insurance company for new and young drivers in Old West Durham
In Old West Durham, State Farm costs young drivers $743 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Old West Durham
Erie Insurance gave the largest car insurance discounts to married couples, averaging $299 saved each year compared to an average Old West Durham couple's premiums.
The cheapest car insurance in Old West Durham for drivers with bad credit
The best Old West Durham car insurance company for customer service
Nationwide was the best company for customer service in Old West Durham according to the NAIC.
Recent price drops
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The cheapest large national provider in Old West Durham
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Old West Durham driver can expect to pay about $87 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Old West Durham, USAA has the best prices for none of the categories above.Auto Insurance Prices in and Around Old West Durham
What Influences the Cost of Car Insurance in Old West Durham?
On average, car insurance in Old West Durham is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- North Carolina state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Old West Durham are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- Old West Durham is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Old West Durham is $64 per month for minimum coverage and $108 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Trinity Park: Insurance costs 2.25% more
- Downtown Durham: Insurance costs 9.22% more
- East Durham: Insurance costs 18.59% more
- North Garrett Road: Insurance costs 6.04% less
- Northeast Durham: Insurance costs 4.34% more
- University of NC at Chapel Hill: Insurance costs 5.42% less
- Downtown Chapel Hill: Insurance costs 6.35% less
- Northwest Raleigh: Insurance costs 0.77% less
- North: Insurance costs 0.70% more
- Glenwood: Insurance costs 4.26% less
Neighborhoods with Similar Populations
- Tremont: Insurance costs 2.17% less
- Gresham-Northwest: Insurance costs 34.86% more
- Grider: Insurance costs 127.19% more
- Haevers Corners: Insurance costs 6.27% less
- Hartwell: Insurance costs 4.42% less
- Jacksonville Farms-Terrace: Insurance costs 105.50% more
- Lake Aumond: Insurance costs 37.49% more
- Magnolia Place: Insurance costs 51.59% more
- Matthews Beach: Insurance costs 22.15% more
- Meadowbrook: Insurance costs 51.82% more