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Get Cheap Car Insurance in East Durham, Durham, NC
We monitor insurance prices, helping the average driver in East Durham save up to 33.1% on car insurance.
The Cheapest Minimum Coverage in East Durham
The chart below shows the cheapest car insurance company in East Durham for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Midvale Home & Auto, followed by Erie Insurance, Farm Bureau, and Progressive.
| East Durham Insurer | Monthly Cost |
|---|---|
| Midvale Home & Auto | $58 |
| Erie Insurance | $59 |
| Farm Bureau | $62 |
| Progressive | $66 |
Savings for Every Kind of East Durham Driver
Based on our extensive insurance data, we know the average East Durham driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $294 per year by choosing the right vehicle insurance company. Some East Durham residents are paying out over $1,531 extra every year for auto insurance in East Durham. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
East Durham, Durham, NC Savings / Yr. |
|---|---|
$294 |
|
$639 |
|
$465 |
|
$1,188 |
|
$882 |
|
$355 |
|
$533 |
East Durham Car Insurance vs. Durham
People living in East Durham pay an average of 22.49% more than the typical driver in the state. The average driver in East Durham can expect to pay about $917 per year, or $1,531 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in East Durham for most people.
Car Insurance Prices by East Durham Neighborhood
Insurance Prices
Where is insurance cheapest within East Durham?
The map shows insurance prices in and around East Durham, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $208 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,656 to a low of $1,448. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Northwest parts of East Durham.Pick the Best Car Insurance Company for You in East Durham
The best car insurance provider for most drivers in East Durham
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $294 over the average East Durham car insurance company.
The best car insurance provider for East Durham drivers with accidents on their records
In our analysis, Erie Insurance saved the average person who had been in an accident the most, with annual savings averaging $639 over the competition.
The best car insurance company for East Durham drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $465 better than other car insurance companies.
The best auto insurance for East Durham drivers with a DUI conviction
Getting a quote from Kemper may cost the average person with a DUI about $1,188 less each year.
The least expensive car insurance company for new and young drivers in East Durham
In East Durham, State Farm costs young drivers $882 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in East Durham
Erie Insurance gave the largest car insurance discounts to married couples, averaging $355 saved each year compared to an average East Durham couple's premiums.
The cheapest car insurance in East Durham for drivers with bad credit
The best East Durham car insurance company for customer service
Nationwide was the best company for customer service in East Durham according to the NAIC.
Recent price drops
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The cheapest large national provider in East Durham
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average East Durham driver can expect to pay about $87 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In East Durham, USAA has the best prices for none of the categories above.Auto Insurance Prices in and Around East Durham
What Influences the Cost of Car Insurance in East Durham?
On average, car insurance in East Durham is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in East Durham is 33 minutes, which is far more than average for a driver in the city.
- North Carolina state insurance regulations may allow for lower prices.
- An average of 1 to 2 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in East Durham are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- East Durham is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in East Durham is $76 per month for minimum coverage and $128 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Downtown Durham: Insurance costs 7.90% less
- Trinity Park: Insurance costs 13.78% less
- Old West Durham: Insurance costs 15.68% less
- Northeast Durham: Insurance costs 12.02% less
- North Garrett Road: Insurance costs 20.77% less
- University of NC at Chapel Hill: Insurance costs 20.25% less
- Downtown Chapel Hill: Insurance costs 21.03% less
- Northwest Raleigh: Insurance costs 16.33% less
- North: Insurance costs 15.09% less
- Six Forks: Insurance costs 20.12% less
Neighborhoods with Similar Populations
- Downtown Newport News: Insurance costs 14.24% less
- Core: Insurance costs 34.55% more
- Creekside: Insurance costs 43.89% more
- Crosstown: Insurance costs 1.96% less
- Cushing Square: Insurance costs 7.51% more
- Del Cerro: Insurance costs 28.41% more
- Del Norte: Insurance costs 6.01% more
- Denbigh: Insurance costs 13.19% less
- Downtown Annapolis: Insurance costs 21.23% more
- Ballast Point: Insurance costs 79.69% more