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Get Cheap Car Insurance in Ballast Point, Tampa, FL
We monitor insurance prices, helping the average driver in Ballast Point save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in Ballast Point
The chart below shows the cheapest car insurance company in Ballast Point for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| Ballast Point Insurer | Monthly Cost |
|---|---|
| Geico | $131 |
| State Farm | $139 |
| Gainsco | $182 |
| Bristol West | $182 |
Savings for Every Kind of Ballast Point Driver
Based on our extensive insurance data, we know the average Ballast Point driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $805 per year by choosing the right vehicle insurance company. Some Ballast Point residents are paying out over $2,751 extra every year for auto insurance in Ballast Point. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Ballast Point, Tampa, FL Savings / Yr. |
|---|---|
$805 |
|
$1,182 |
|
$909 |
|
$900 |
|
$2,858 |
|
$781 |
|
$1,138 |
Ballast Point Car Insurance vs. Tampa
People living in Ballast Point pay an average of 4.13% more than the typical driver in the state. The average driver in Ballast Point can expect to pay about $2,512 per year, or $2,751 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Ballast Point for most people.
Car Insurance Prices by Ballast Point Neighborhood
Insurance Prices
Where is insurance cheapest within Ballast Point?
The map shows insurance prices in and around Ballast Point, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $262 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,849 to a low of $2,587. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Southeast parts of Ballast Point.Pick the Best Car Insurance Company for You in Ballast Point
The best car insurance provider for most drivers in Ballast Point
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $805 over the average Ballast Point car insurance company.
The best car insurance provider for Ballast Point drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,182 over the competition.
The best car insurance company for Ballast Point drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $909 better than other car insurance companies.
The best auto insurance for Ballast Point drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $900 less each year.
The least expensive car insurance company for new and young drivers in Ballast Point
In Ballast Point, Geico costs young drivers $2,858 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Ballast Point
Geico gave the largest car insurance discounts to married couples, averaging $781 saved each year compared to an average Ballast Point couple's premiums.
The cheapest car insurance in Ballast Point for drivers with bad credit
The best Ballast Point car insurance company for customer service
Allstate was the best company for customer service in Ballast Point according to the NAIC.
Recent price drops
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The cheapest large national provider in Ballast Point
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Ballast Point driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Ballast Point, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Ballast Point
What Influences the Cost of Car Insurance in Ballast Point?
On average, car insurance in Ballast Point is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Ballast Point are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- Ballast Point has an average population density in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Ballast Point is $209 per month for minimum coverage and $229 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Gandy-Sun Bay South: Insurance costs 2.14% more
- Bayshore Beautiful: Insurance costs 1.34% less
- Fairoaks: Insurance costs 1.34% more
- Rattlesnake: Insurance costs 2.00% more
- Port Tampa City: Insurance costs 0.44% more
- Bayside West: Insurance costs 0.84% more
- Virginia Park: Insurance costs 3.82% less
- Palma Ceia: Insurance costs 1.27% less
- Davis Island: Insurance costs 2.44% less
- Sunset Park: Insurance costs 2.94% less
Neighborhoods with Similar Populations
- Indian Hill: Insurance costs 33.77% less
- Charleston: Insurance costs 45.07% less
- College Heights: Insurance costs 41.00% less
- Magnolia Place: Insurance costs 28.86% less
- Valencia: Insurance costs 18.87% less
- New River Estates: Insurance costs 13.99% more
- Nobility Hill Historic District: Insurance costs 39.40% less
- North Dakota State University: Insurance costs 50.27% less
- Meadowlane: Insurance costs 48.75% less
- Rum Village: Insurance costs 48.85% less