Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Port Tampa City, Tampa, FL
We monitor insurance prices, helping the average driver in Port Tampa City save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in Port Tampa City
The chart below shows the cheapest car insurance company in Port Tampa City for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| Port Tampa City Insurer | Monthly Cost |
|---|---|
| Geico | $132 |
| State Farm | $140 |
| Gainsco | $183 |
| Bristol West | $183 |
Savings for Every Kind of Port Tampa City Driver
Based on our extensive insurance data, we know the average Port Tampa City driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $808 per year by choosing the right vehicle insurance company. Some Port Tampa City residents are paying out over $2,763 extra every year for auto insurance in Port Tampa City. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Port Tampa City, Tampa, FL Savings / Yr. |
|---|---|
$808 |
|
$1,187 |
|
$913 |
|
$904 |
|
$2,871 |
|
$784 |
|
$1,143 |
Port Tampa City Car Insurance vs. Tampa
People living in Port Tampa City pay an average of 4.59% more than the typical driver in the state. The average driver in Port Tampa City can expect to pay about $2,523 per year, or $2,763 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Port Tampa City for most people.
Car Insurance Prices by Port Tampa City Neighborhood
Insurance Prices
Where is insurance cheapest within Port Tampa City?
The map shows insurance prices in and around Port Tampa City, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $138 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,835 to a low of $2,697. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the South parts of Port Tampa City.Pick the Best Car Insurance Company for You in Port Tampa City
The best car insurance provider for most drivers in Port Tampa City
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $808 over the average Port Tampa City car insurance company.
The best car insurance provider for Port Tampa City drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,187 over the competition.
The best car insurance company for Port Tampa City drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $913 better than other car insurance companies.
The best auto insurance for Port Tampa City drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $904 less each year.
The least expensive car insurance company for new and young drivers in Port Tampa City
In Port Tampa City, Geico costs young drivers $2,871 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Port Tampa City
Geico gave the largest car insurance discounts to married couples, averaging $784 saved each year compared to an average Port Tampa City couple's premiums.
The cheapest car insurance in Port Tampa City for drivers with bad credit
The best Port Tampa City car insurance company for customer service
Allstate was the best company for customer service in Port Tampa City according to the NAIC.
Recent price drops
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The cheapest large national provider in Port Tampa City
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Port Tampa City driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Port Tampa City, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Port Tampa City
What Influences the Cost of Car Insurance in Port Tampa City?
On average, car insurance in Port Tampa City is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Port Tampa City are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- Port Tampa City is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Port Tampa City is $210 per month for minimum coverage and $230 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Gandy-Sun Bay South: Insurance costs 1.70% more
- Rattlesnake: Insurance costs 1.56% more
- Ballast Point: Insurance costs 0.43% less
- Bayside West: Insurance costs 0.40% more
- Fairoaks: Insurance costs 0.90% more
- Bayshore Beautiful: Insurance costs 1.77% less
- Virginia Park: Insurance costs 4.23% less
- Sunset Park: Insurance costs 3.37% less
- Palma Ceia: Insurance costs 1.70% less
- Beach Park: Insurance costs 3.51% less
Neighborhoods with Similar Populations
- Highland Terrace: Insurance costs 14.44% less
- Terra Nova: Insurance costs 29.35% less
- Mallard Creek-Withrow Downs: Insurance costs 46.62% less
- Lower 9th Ward: Insurance costs 44.59% more
- Lincoln Park: Insurance costs 47.59% less
- Legacy Place: Insurance costs 2.97% more
- Lasley: Insurance costs 24.00% less
- Lakeside-Lester Park: Insurance costs 41.37% less
- Julia Keen: Insurance costs 33.70% less
- Jenkins: Insurance costs 52.12% less