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Get Cheap Car Insurance in Fairoaks, Tampa, FL
We monitor insurance prices, helping the average driver in Fairoaks save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in Fairoaks
The chart below shows the cheapest car insurance company in Fairoaks for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| Fairoaks Insurer | Monthly Cost |
|---|---|
| Geico | $133 |
| State Farm | $141 |
| Gainsco | $184 |
| Bristol West | $184 |
Savings for Every Kind of Fairoaks Driver
Based on our extensive insurance data, we know the average Fairoaks driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $816 per year by choosing the right vehicle insurance company. Some Fairoaks residents are paying out over $2,788 extra every year for auto insurance in Fairoaks. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Fairoaks, Tampa, FL Savings / Yr. |
|---|---|
$816 |
|
$1,198 |
|
$921 |
|
$912 |
|
$2,896 |
|
$791 |
|
$1,153 |
Fairoaks Car Insurance vs. Tampa
People living in Fairoaks pay an average of 5.51% more than the typical driver in the state. The average driver in Fairoaks can expect to pay about $2,545 per year, or $2,788 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Fairoaks for most people.
Car Insurance Prices by Fairoaks Neighborhood
Insurance Prices
Where is insurance cheapest within Fairoaks?
The map shows insurance prices in and around Fairoaks, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $161 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,888 to a low of $2,727. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the South parts of Fairoaks.Pick the Best Car Insurance Company for You in Fairoaks
The best car insurance provider for most drivers in Fairoaks
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $816 over the average Fairoaks car insurance company.
The best car insurance provider for Fairoaks drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,198 over the competition.
The best car insurance company for Fairoaks drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $921 better than other car insurance companies.
The best auto insurance for Fairoaks drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $912 less each year.
The least expensive car insurance company for new and young drivers in Fairoaks
In Fairoaks, Geico costs young drivers $2,896 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Fairoaks
Geico gave the largest car insurance discounts to married couples, averaging $791 saved each year compared to an average Fairoaks couple's premiums.
The cheapest car insurance in Fairoaks for drivers with bad credit
The best Fairoaks car insurance company for customer service
Recent price drops
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The cheapest large national provider in Fairoaks
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Fairoaks driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Fairoaks, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Fairoaks
What Influences the Cost of Car Insurance in Fairoaks?
On average, car insurance in Fairoaks is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Fairoaks is 30 minutes, which is about the national average for a driver in the city.
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Fairoaks are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- Fairoaks is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Fairoaks is $212 per month for minimum coverage and $232 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Bayside West: Insurance costs 0.50% less
- Virginia Park: Insurance costs 5.09% less
- Bayshore Beautiful: Insurance costs 2.65% less
- Rattlesnake: Insurance costs 0.65% more
- Gandy-Sun Bay South: Insurance costs 0.79% more
- Sunset Park: Insurance costs 4.23% less
- Palma Ceia: Insurance costs 2.58% less
- Ballast Point: Insurance costs 1.33% less
- Port Tampa City: Insurance costs 0.90% less
- Beach Park: Insurance costs 4.38% less
Neighborhoods with Similar Populations
- Downtown: Insurance costs 40.14% less
- East Village: Insurance costs 59.15% less
- East Village: Insurance costs 42.90% less
- East Roseville Parkway: Insurance costs 28.23% less
- West Longview: Insurance costs 48.78% less
- East del Paso Heights: Insurance costs 18.83% less
- East Campus: Insurance costs 35.40% less
- West Park: Insurance costs 58.29% less
- Downtown Lynnwood: Insurance costs 36.62% less
- Downtown Fremont Historic District: Insurance costs 59.72% less