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Get Cheap Car Insurance in East Roseville Parkway, Roseville, CA

We monitor insurance prices, helping the average driver in East Roseville Parkway save up to 33.7% on car insurance.

 

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The Cheapest Minimum Coverage in East Roseville Parkway

The chart below shows the cheapest car insurance company in East Roseville Parkway for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.

 
East Roseville Parkway Insurer Monthly Cost
Metromile $50
Geico $57
Progressive $61
Travelers $63

Savings for Every Kind of East Roseville Parkway Driver

The table shows how much the average auto insurance customer in East Roseville Parkway might save by following our recommendations.

Based on our extensive insurance data, we know the average East Roseville Parkway driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $640 per year by choosing the right vehicle insurance company. Some East Roseville Parkway residents are paying out over $2,001 extra every year for auto insurance in East Roseville Parkway. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

Situation
East Roseville Parkway, Roseville, CA Savings / Yr.
$640
$1,172
$927
$1,628
$836
$363
$0

East Roseville Parkway Car Insurance vs. Roseville

People living in East Roseville Parkway pay an average of 0.37% less than the typical driver in the state. The average driver in East Roseville Parkway can expect to pay about $937 per year, or $2,001 for full coverage.

Based on our analysis, Metromile will be the cheapest provider in East Roseville Parkway for most people.

Car Insurance Prices by East Roseville Parkway Neighborhood

East Roseville Parkway, Roseville, CA map of insurance costs by zip code and neighborhood

Insurance Prices

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Where is insurance cheapest within East Roseville Parkway?

The map shows insurance prices in and around East Roseville Parkway, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $243 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,132 to a low of $1,889. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the East parts of East Roseville Parkway.

Pick the Best Car Insurance Company for You in East Roseville Parkway

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the East Roseville Parkway insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in East Roseville Parkway

For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $640 over the average East Roseville Parkway car insurance company.

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We use the average good driver, paying $113 per month, as our baseline for pricing in East Roseville Parkway. Allstate, Metromile, and Esurance are all good choices for quotes if you have a clean record. See also the best providers for married people if you are married, and look for repeated company names.

The best car insurance provider for East Roseville Parkway drivers with accidents on their records

In East Roseville Parkway getting into an accident will raise premiums an average 44% for a yearly cost of $3,598. That's $1,597 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, Travelers, Metromile, and Mercury Insurance are good choices for drivers with accidents.

In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,172 over the competition.

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The best car insurance company for East Roseville Parkway drivers with speeding tickets

>Metromile gave the average person with a speeding ticket the most savings, averaging $927 better than other car insurance companies.

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Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In East Roseville Parkway, tickets raise premiums on new quotes about $1,015. If you have a speeding ticket, we recommend Geico, Metromile, and Mercury Insurance for savings that beat the average insurance cost of $3,016 per year.

The best auto insurance for East Roseville Parkway drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $5,066 per year in auto insurance premiums, which was $3,066 more than a driver with no major issues. Progressive, Travelers, and Mercury Insurance penalized their customers the least for a DUI.

Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,628 less each year.

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The least expensive car insurance company for new and young drivers in East Roseville Parkway

In East Roseville Parkway, State Farm costs young drivers $836 less each year versus the average auto insurance bill.

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Teen drivers account for more than their share of accidents, and thus end up paying about 62% more for insurance than more mature drivers in East Roseville Parkway. With an average cost of $5,308 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like State Farm, Geico, and Mercury Insurance try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in East Roseville Parkway

Not everything is an excuse for the auto insurance companies to charge you more. Getting married provides an average discount of $198. Geico, Progressive, and Mercury Insurance provided the largest discounts to couples living in East Roseville Parkway.

Progressive gave the largest car insurance discounts to married couples, averaging $363 saved each year compared to an average East Roseville Parkway couple's premiums.

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The cheapest car insurance in East Roseville Parkway for drivers with bad credit

The state of California does not allow companies to use credit score to figure out premiums, so the prices are unchanged regardless of credit score

The best East Roseville Parkway car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In East Roseville Parkway, the National Association of Insurance Commissioners (NAIC) ranks Nationwide as the best. Another valuable metric: JD Power ranks American Family Insurance as the best provider in East Roseville Parkway.

Nationwide was the best company for customer service in East Roseville Parkway according to the NAIC.

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Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in East Roseville Parkway, which was better than other insurers.

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During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in East Roseville Parkway. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in East Roseville Parkway

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 37% of East Roseville Parkway residents who are renting, and don't plan to be in the neighborhood or city for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, Allstate tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average East Roseville Parkway driver can expect to pay about $129 per month.

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What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In East Roseville Parkway, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.
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Auto Insurance Prices in and Around East Roseville Parkway

What Influences the Cost of Car Insurance in East Roseville Parkway?

On average, car insurance in East Roseville Parkway is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:

  • The average commute time in East Roseville Parkway is 28 minutes, which is far less than average for a driver in the city.
  • California state insurance regulations may require higher prices.
  • An average of 0 weeks with snow on the ground, which impacts accident rates.
  • Marriage rates in East Roseville Parkway are among the highest in the state, and marriage often results in car insurance discounts.
  • Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
  • East Roseville Parkway is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.

As a result of these and other factors, the average cost of car insurance in East Roseville Parkway is $78 per month for minimum coverage and $167 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

Car Insurance in Nearby Neighborhoods

Neighborhoods with Similar Populations

* Who is the average East Roseville Parkway driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central East Roseville Parkway with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.