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Get Cheap Car Insurance in Serrano Village, El Dorado Hills, CA
We monitor insurance prices, helping the average driver in Serrano Village save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Serrano Village
The chart below shows the cheapest car insurance company in Serrano Village for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Serrano Village Insurer | Monthly Cost |
|---|---|
| Metromile | $51 |
| Geico | $58 |
| Progressive | $62 |
| Travelers | $64 |
Savings for Every Kind of Serrano Village Driver
Based on our extensive insurance data, we know the average Serrano Village driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $650 per year by choosing the right vehicle insurance company. Some Serrano Village residents are paying out over $2,034 extra every year for auto insurance in Serrano Village. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Serrano Village, El Dorado Hills, CA Savings / Yr. |
|---|---|
$650 |
|
$1,191 |
|
$942 |
|
$1,655 |
|
$850 |
|
$369 |
|
$0 |
Serrano Village Car Insurance vs. El Dorado Hills
People living in Serrano Village pay an average of 1.29% more than the typical driver in the state. The average driver in Serrano Village can expect to pay about $952 per year, or $2,034 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Serrano Village for most people.
Car Insurance Prices by Serrano Village Neighborhood
Insurance Prices
Where is insurance cheapest within Serrano Village?
The map shows insurance prices in and around Serrano Village, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $188 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,140 to a low of $1,952. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the South parts of Serrano Village.Pick the Best Car Insurance Company for You in Serrano Village
The best car insurance provider for most drivers in Serrano Village
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $650 over the average Serrano Village car insurance company.
The best car insurance provider for Serrano Village drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,191 over the competition.
The best car insurance company for Serrano Village drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $942 better than other car insurance companies.
The best auto insurance for Serrano Village drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,655 less each year.
The least expensive car insurance company for new and young drivers in Serrano Village
In Serrano Village, State Farm costs young drivers $850 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Serrano Village
Progressive gave the largest car insurance discounts to married couples, averaging $369 saved each year compared to an average Serrano Village couple's premiums.
The cheapest car insurance in Serrano Village for drivers with bad credit
The best Serrano Village car insurance company for customer service
Nationwide was the best company for customer service in Serrano Village according to the NAIC.
Recent price drops
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The cheapest large national provider in Serrano Village
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Serrano Village driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Serrano Village, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Serrano Village
What Influences the Cost of Car Insurance in Serrano Village?
On average, car insurance in Serrano Village is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Serrano Village is 38 minutes, which is a little more than average for a driver in the city.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Serrano Village are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- Serrano Village is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Serrano Village is $79 per month for minimum coverage and $169 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Johnson Ranch: Insurance costs 2.36% less
- Olympus Pointe: Insurance costs 1.28% more
- East Roseville Parkway: Insurance costs 1.62% less
- Harding: Insurance costs 2.65% less
- Anatolia Village: Insurance costs 6.34% more
- Stanford: Insurance costs 3.20% more
- Kaseberg-Kingswood: Insurance costs 6.98% less
- Natomas Corporate Center: Insurance costs 6.24% more
- Foothill Junction: Insurance costs 1.33% less
- Woodcreek Oaks: Insurance costs 1.92% more
Neighborhoods with Similar Populations
- Interbay: Insurance costs 19.71% less
- Russian Jack Park: Insurance costs 22.03% less
- Vineyard-Los Angeles: Insurance costs 26.30% more
- Millenia: Insurance costs 48.82% more
- Vista Creek: Insurance costs 12.73% more
- Lawncrest: Insurance costs 13.57% less
- Irvington: Insurance costs 36.68% less
- Indian Hills-Stonewall Estates-Monticello: Insurance costs 0.74% more
- High Point: Insurance costs 13.03% less
- Greenland: Insurance costs 21.83% more