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Get Cheap Car Insurance in Johnson Ranch, Roseville, CA
We monitor insurance prices, helping the average driver in Johnson Ranch save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Johnson Ranch
The chart below shows the cheapest car insurance company in Johnson Ranch for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Johnson Ranch Insurer | Monthly Cost |
|---|---|
| Metromile | $50 |
| Geico | $56 |
| Progressive | $60 |
| Travelers | $62 |
Savings for Every Kind of Johnson Ranch Driver
Based on our extensive insurance data, we know the average Johnson Ranch driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $635 per year by choosing the right vehicle insurance company. Some Johnson Ranch residents are paying out over $1,986 extra every year for auto insurance in Johnson Ranch. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Johnson Ranch, Roseville, CA Savings / Yr. |
|---|---|
$635 |
|
$1,163 |
|
$920 |
|
$1,616 |
|
$830 |
|
$360 |
|
$0 |
Johnson Ranch Car Insurance vs. Roseville
People living in Johnson Ranch pay an average of 1.09% less than the typical driver in the state. The average driver in Johnson Ranch can expect to pay about $930 per year, or $1,986 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Johnson Ranch for most people.
Car Insurance Prices by Johnson Ranch Neighborhood
Insurance Prices
Where is insurance cheapest within Johnson Ranch?
The map shows insurance prices in and around Johnson Ranch, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $188 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,109 to a low of $1,921. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the North parts of Johnson Ranch.Pick the Best Car Insurance Company for You in Johnson Ranch
The best car insurance provider for most drivers in Johnson Ranch
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $635 over the average Johnson Ranch car insurance company.
The best car insurance provider for Johnson Ranch drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,163 over the competition.
The best car insurance company for Johnson Ranch drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $920 better than other car insurance companies.
The best auto insurance for Johnson Ranch drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,616 less each year.
The least expensive car insurance company for new and young drivers in Johnson Ranch
In Johnson Ranch, State Farm costs young drivers $830 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Johnson Ranch
Progressive gave the largest car insurance discounts to married couples, averaging $360 saved each year compared to an average Johnson Ranch couple's premiums.
The cheapest car insurance in Johnson Ranch for drivers with bad credit
The best Johnson Ranch car insurance company for customer service
Nationwide was the best company for customer service in Johnson Ranch according to the NAIC.
Recent price drops
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The cheapest large national provider in Johnson Ranch
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Johnson Ranch driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Johnson Ranch, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Johnson Ranch
What Influences the Cost of Car Insurance in Johnson Ranch?
On average, car insurance in Johnson Ranch is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Johnson Ranch is 28 minutes, which is far less than average for a driver in the city.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Johnson Ranch are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- Johnson Ranch is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Johnson Ranch is $77 per month for minimum coverage and $166 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Olympus Pointe: Insurance costs 3.73% more
- East Roseville Parkway: Insurance costs 0.76% more
- Harding: Insurance costs 0.30% less
- Kaseberg-Kingswood: Insurance costs 4.73% less
- Stanford: Insurance costs 5.69% more
- Foothill Junction: Insurance costs 1.06% more
- Woodcreek Oaks: Insurance costs 4.38% more
- Junction West: Insurance costs 6.60% more
- Blue Oaks: Insurance costs 2.01% more
- Natomas Corporate Center: Insurance costs 8.81% more
Neighborhoods with Similar Populations
- Raleigh West: Insurance costs 17.37% less
- Paradise Valley: Insurance costs 4.03% more
- Madison-Eastend: Insurance costs 25.78% more
- Marlborough Heights-Marlborough Pride: Insurance costs 10.32% more
- Meadow Park: Insurance costs 15.61% less
- Medical District: Insurance costs 21.25% less
- Mills Estates: Insurance costs 5.14% more
- Mission Hills: Insurance costs 1.96% more
- Nearnorthwest: Insurance costs 27.19% less
- Newton Square: Insurance costs 17.52% less