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Get Cheap Car Insurance in Blue Oaks, Roseville, CA
We monitor insurance prices, helping the average driver in Blue Oaks save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Blue Oaks
The chart below shows the cheapest car insurance company in Blue Oaks for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Blue Oaks Insurer | Monthly Cost |
|---|---|
| Metromile | $51 |
| Geico | $57 |
| Progressive | $61 |
| Travelers | $64 |
Savings for Every Kind of Blue Oaks Driver
Based on our extensive insurance data, we know the average Blue Oaks driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $648 per year by choosing the right vehicle insurance company. Some Blue Oaks residents are paying out over $2,026 extra every year for auto insurance in Blue Oaks. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Blue Oaks, Roseville, CA Savings / Yr. |
|---|---|
$648 |
|
$1,187 |
|
$939 |
|
$1,649 |
|
$847 |
|
$367 |
|
$0 |
Blue Oaks Car Insurance vs. Roseville
People living in Blue Oaks pay an average of 0.92% more than the typical driver in the state. The average driver in Blue Oaks can expect to pay about $949 per year, or $2,026 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Blue Oaks for most people.
Car Insurance Prices by Blue Oaks Neighborhood
Insurance Prices
Where is insurance cheapest within Blue Oaks?
The map shows insurance prices in and around Blue Oaks, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $116 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,070 to a low of $1,954. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Northwest parts of Blue Oaks.Pick the Best Car Insurance Company for You in Blue Oaks
The best car insurance provider for most drivers in Blue Oaks
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $648 over the average Blue Oaks car insurance company.
The best car insurance provider for Blue Oaks drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,187 over the competition.
The best car insurance company for Blue Oaks drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $939 better than other car insurance companies.
The best auto insurance for Blue Oaks drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,649 less each year.
The least expensive car insurance company for new and young drivers in Blue Oaks
In Blue Oaks, State Farm costs young drivers $847 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Blue Oaks
Progressive gave the largest car insurance discounts to married couples, averaging $367 saved each year compared to an average Blue Oaks couple's premiums.
The cheapest car insurance in Blue Oaks for drivers with bad credit
The best Blue Oaks car insurance company for customer service
Recent price drops
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The cheapest large national provider in Blue Oaks
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Blue Oaks driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Blue Oaks, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Blue Oaks
What Influences the Cost of Car Insurance in Blue Oaks?
On average, car insurance in Blue Oaks is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Blue Oaks is 36 minutes, which is about the national average for a driver in the city.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Blue Oaks are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- Blue Oaks has an average population density in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Blue Oaks is $79 per month for minimum coverage and $169 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Junction West: Insurance costs 4.49% more
- Woodcreek Oaks: Insurance costs 2.32% more
- Foothill Junction: Insurance costs 0.94% less
- Kaseberg-Kingswood: Insurance costs 6.61% less
- Stanford: Insurance costs 3.60% more
- Harding: Insurance costs 2.27% less
- East Roseville Parkway: Insurance costs 1.23% less
- Olympus Pointe: Insurance costs 1.68% more
- Johnson Ranch: Insurance costs 1.97% less
- Robla: Insurance costs 11.75% more
Neighborhoods with Similar Populations
- Pleasant Valley: Insurance costs 7.01% more
- Castlewood Park: Insurance costs 11.06% more
- Central: Insurance costs 23.20% less
- Central Park: Insurance costs 44.13% less
- Chabot Park: Insurance costs 11.94% more
- Cimarron: Insurance costs 21.37% less
- Coral Ridge Isles: Insurance costs 49.61% more
- Downtown Ashtabula: Insurance costs 44.52% less
- East Bluff: Insurance costs 18.26% less
- Golden Crest: Insurance costs 38.85% more