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Get Cheap Car Insurance in Coral Ridge Isles, Fort Lauderdale, FL

We monitor insurance prices, helping the average driver in Coral Ridge Isles save up to 34.6% on car insurance.

 

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The Cheapest Minimum Coverage in Coral Ridge Isles

The chart below shows the cheapest car insurance company in Coral Ridge Isles for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.

 
Coral Ridge Isles Insurer Monthly Cost
Geico $145
State Farm $153
Gainsco $200
Bristol West $200

Savings for Every Kind of Coral Ridge Isles Driver

The table shows how much the average auto insurance customer in Coral Ridge Isles might save by following our recommendations.

Based on our extensive insurance data, we know the average Coral Ridge Isles driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $887 per year by choosing the right vehicle insurance company. Some Coral Ridge Isles residents are paying out over $3,031 extra every year for auto insurance in Coral Ridge Isles. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

Situation
Coral Ridge Isles, Fort Lauderdale, FL Savings / Yr.
$887
$1,302
$1,002
$991
$3,150
$861
$1,254

Coral Ridge Isles Car Insurance vs. Fort Lauderdale

People living in Coral Ridge Isles pay an average of 14.74% more than the typical driver in the state. The average driver in Coral Ridge Isles can expect to pay about $2,768 per year, or $3,031 for full coverage.

Based on our analysis, Geico will be the cheapest provider in Coral Ridge Isles for most people.

Car Insurance Prices by Coral Ridge Isles Neighborhood

Coral Ridge Isles, Fort Lauderdale, FL map of insurance costs by zip code and neighborhood

Insurance Prices

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Where is insurance cheapest within Coral Ridge Isles?

The map shows insurance prices in and around Coral Ridge Isles, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $273 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $3,144 to a low of $2,871. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the South parts of Coral Ridge Isles.

Pick the Best Car Insurance Company for You in Coral Ridge Isles

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the Coral Ridge Isles insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in Coral Ridge Isles

For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $887 over the average Coral Ridge Isles car insurance company.

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We use the average good driver, paying $179 per month, as our baseline for pricing in Coral Ridge Isles. State Farm, Geico, and Travelers are all good choices for quotes if you have a clean record. See also the best providers for married people if you are married, and look for repeated company names.

The best car insurance provider for Coral Ridge Isles drivers with accidents on their records

In Coral Ridge Isles getting into an accident will raise premiums an average 28% for a yearly cost of $4,209. That's $1,177 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, State Farm, Geico, and Travelers are good choices for drivers with accidents.

In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,302 over the competition.

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The best car insurance company for Coral Ridge Isles drivers with speeding tickets

>State Farm gave the average person with a speeding ticket the most savings, averaging $1,002 better than other car insurance companies.

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Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In Coral Ridge Isles, tickets raise premiums on new quotes about $844. If you have a speeding ticket, we recommend State Farm, Geico, and Gainsco for savings that beat the average insurance cost of $3,876 per year.

The best auto insurance for Coral Ridge Isles drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $4,138 per year in auto insurance premiums, which was $1,106 more than a driver with no major issues. State Farm, Geico, and Safeco Insurance penalized their customers the least for a DUI.

Getting a quote from Geico may cost the average person with a DUI about $991 less each year.

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The least expensive car insurance company for new and young drivers in Coral Ridge Isles

In Coral Ridge Isles, Geico costs young drivers $3,150 less each year versus the average auto insurance bill.

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Teen drivers account for more than their share of accidents, and thus end up paying about 67% more for insurance than more mature drivers in Coral Ridge Isles. With an average cost of $9,097 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like State Farm, Geico, and Travelers try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in Coral Ridge Isles

Not everything is an excuse for the auto insurance companies to charge you more. Getting married provides an average discount of $213. State Farm, Geico, and Progressive provided the largest discounts to couples living in Coral Ridge Isles.

Geico gave the largest car insurance discounts to married couples, averaging $861 saved each year compared to an average Coral Ridge Isles couple's premiums.

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The cheapest car insurance in Coral Ridge Isles for drivers with bad credit

People with poor credit saved an average of $1,254 with Geico.

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Many people are surprised that their poor credit score can cost them an average of $1,449 every year. Premiums for people with poor credit were about $4,481 in Coral Ridge Isles. However, some insurance companies do not take credit score into account. If you have a credit score below 575, get quotes from State Farm, Geico, and Gainsco.

The best Coral Ridge Isles car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In Coral Ridge Isles, the National Association of Insurance Commissioners (NAIC) ranks Allstate as the best. Another valuable metric: JD Power ranks State Farm as the best provider in Coral Ridge Isles.

Allstate was the best company for customer service in Coral Ridge Isles according to the NAIC.

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Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Coral Ridge Isles, which was better than other insurers.

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During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in Coral Ridge Isles. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in Coral Ridge Isles

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 47% of Coral Ridge Isles residents who are renting, and don't plan to be in the neighborhood or city for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, Geico tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Coral Ridge Isles driver can expect to pay about $156 per month.

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What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Coral Ridge Isles, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.
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Auto Insurance Prices in and Around Coral Ridge Isles

What Influences the Cost of Car Insurance in Coral Ridge Isles?

On average, car insurance in Coral Ridge Isles is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:

  • The average commute time in Coral Ridge Isles is 29 minutes, which is a little less than average for a driver in the city.
  • Florida state insurance regulations may require higher prices.
  • An average of 0 weeks with snow on the ground, which impacts accident rates.
  • Marriage rates in Coral Ridge Isles are lower than average in the state, and marriage often results in car insurance discounts.
  • Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
  • Coral Ridge Isles is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.

As a result of these and other factors, the average cost of car insurance in Coral Ridge Isles is $231 per month for minimum coverage and $253 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

Car Insurance in Nearby Neighborhoods

Neighborhoods with Similar Populations

* Who is the average Coral Ridge Isles driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central Coral Ridge Isles with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.