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Get Cheap Car Insurance in Oakland-Winchell, Kalamazoo, MI
We monitor insurance prices, helping the average driver in Oakland-Winchell save up to 41.9% on car insurance.
The Cheapest Minimum Coverage in Oakland-Winchell
The chart below shows the cheapest car insurance company in Oakland-Winchell for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by Progressive, State Farm, and Safeco Insurance.
| Oakland-Winchell Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $103 |
| Progressive | $118 |
| State Farm | $119 |
| Safeco Insurance | $125 |
Savings for Every Kind of Oakland-Winchell Driver
Based on our extensive insurance data, we know the average Oakland-Winchell driver will save about 40% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $1,118 per year by choosing the right vehicle insurance company. Some Oakland-Winchell residents are paying out over $2,782 extra every year for auto insurance in Oakland-Winchell. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Oakland-Winchell, Kalamazoo, MI Savings / Yr. |
|---|---|
$1,118 |
|
$1,825 |
|
$1,615 |
|
$2,455 |
|
$2,896 |
|
$0 |
|
$0 |
Oakland-Winchell Car Insurance vs. Kalamazoo
People living in Oakland-Winchell pay an average of 4.03% less than the typical driver in the state. The average driver in Oakland-Winchell can expect to pay about $2,113 per year, or $2,782 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in Oakland-Winchell for most people.
Car Insurance Prices by Oakland-Winchell Neighborhood
Insurance Prices
Where is insurance cheapest within Oakland-Winchell?
The map shows insurance prices in and around Oakland-Winchell, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $142 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,854 to a low of $2,712. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Central parts of Oakland-Winchell.Pick the Best Car Insurance Company for You in Oakland-Winchell
The best car insurance provider for most drivers in Oakland-Winchell
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $1,118 over the average Oakland-Winchell car insurance company.
The best car insurance provider for Oakland-Winchell drivers with accidents on their records
In our analysis, Auto-Owners Insurance saved the average person who had been in an accident the most, with annual savings averaging $1,825 over the competition.
The best car insurance company for Oakland-Winchell drivers with speeding tickets
>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $1,615 better than other car insurance companies.
The best auto insurance for Oakland-Winchell drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $2,455 less each year.
The least expensive car insurance company for new and young drivers in Oakland-Winchell
In Oakland-Winchell, Geico costs young drivers $2,896 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Oakland-Winchell
The cheapest car insurance in Oakland-Winchell for drivers with bad credit
The best Oakland-Winchell car insurance company for customer service
Nationwide was the best company for customer service in Oakland-Winchell according to the NAIC.
Recent price drops
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The cheapest large national provider in Oakland-Winchell
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Oakland-Winchell driver can expect to pay about $163 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Oakland-Winchell, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, drivers with accidents, and drivers with a DUI conviction.Auto Insurance Prices in and Around Oakland-Winchell
What Influences the Cost of Car Insurance in Oakland-Winchell?
On average, car insurance in Oakland-Winchell is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Oakland-Winchell is 21 minutes, which is far less than average for a driver in the city.
- Michigan state insurance regulations may require higher prices.
- An average of 13 to 14 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- Oakland-Winchell has an average population density in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Oakland-Winchell is $176 per month for minimum coverage and $232 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Knollwood: Insurance costs 7.58% more
- Western Michigan University-KRPH: Insurance costs 7.51% more
- Arcadia: Insurance costs 0.40% more
- Westnedge Hill: Insurance costs 3.24% more
- Vine: Insurance costs 3.88% more
- South Westnedge: Insurance costs 3.81% more
- Edison: Insurance costs 18.26% more
- Northside: Insurance costs 32.24% more
- Milwood: Insurance costs 7.30% more
- Burke Acres: Insurance costs 11.00% more
Neighborhoods with Similar Populations
- Aetna: Insurance costs 47.05% less
- Overton: Insurance costs 38.82% less
- Southside Slopes: Insurance costs 44.82% less
- Park City: Insurance costs 40.80% less
- Parkside: Insurance costs 22.65% less
- Pines Village: Insurance costs 44.50% more
- Pinewood-West Palm Beach: Insurance costs 16.97% more
- Questa: Insurance costs 24.77% less
- Ridgewood: Insurance costs 59.17% less
- Rio Lindo: Insurance costs 24.08% less