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Get Cheap Car Insurance in Overton, Mobile, AL
We monitor insurance prices, helping the average driver in Overton save up to 30.9% on car insurance.
The Cheapest Minimum Coverage in Overton
The chart below shows the cheapest car insurance company in Overton for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Travelers, followed by Gainsco, State Farm, and Safe Auto.
| Overton Insurer | Monthly Cost |
|---|---|
| Travelers | $76 |
| Gainsco | $79 |
| State Farm | $83 |
| Safe Auto | $83 |
Savings for Every Kind of Overton Driver
Based on our extensive insurance data, we know the average Overton driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $422 per year by choosing the right vehicle insurance company. Some Overton residents are paying out over $1,702 extra every year for auto insurance in Overton. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Overton, Mobile, AL Savings / Yr. |
|---|---|
$422 |
|
$573 |
|
$537 |
|
$610 |
|
$1,323 |
|
$73 |
|
$360 |
Overton Car Insurance vs. Mobile
People living in Overton pay an average of 6.19% more than the typical driver in the state. The average driver in Overton can expect to pay about $1,124 per year, or $1,702 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Overton for most people.
Car Insurance Prices by Overton Neighborhood
Insurance Prices
Where is insurance cheapest within Overton?
The map shows insurance prices in and around Overton, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $85 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,749 to a low of $1,664. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the East parts of Overton.Pick the Best Car Insurance Company for You in Overton
The best car insurance provider for most drivers in Overton
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $422 over the average Overton car insurance company.
The best car insurance provider for Overton drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $573 over the competition.
The best car insurance company for Overton drivers with speeding tickets
>Safe Auto gave the average person with a speeding ticket the most savings, averaging $537 better than other car insurance companies.
The best auto insurance for Overton drivers with a DUI conviction
Getting a quote from Allstate may cost the average person with a DUI about $610 less each year.
The least expensive car insurance company for new and young drivers in Overton
In Overton, Travelers costs young drivers $1,323 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Overton
State Farm gave the largest car insurance discounts to married couples, averaging $73 saved each year compared to an average Overton couple's premiums.
The cheapest car insurance in Overton for drivers with bad credit
The best Overton car insurance company for customer service
Recent price drops
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The cheapest large national provider in Overton
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Overton driver can expect to pay about $101 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Overton, USAA has the best prices for drivers with accidents, married couples, good drivers, young drivers, drivers with speeding tickets, drivers with a DUI conviction, and drivers with bad credit.Auto Insurance Prices in and Around Overton
What Influences the Cost of Car Insurance in Overton?
On average, car insurance in Overton is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Overton is 33 minutes, which is far more than average for a driver in the city.
- Alabama state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Overton are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- Overton is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Overton is $94 per month for minimum coverage and $142 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Claremont: Insurance costs 1.06% less
- Second Creek: Insurance costs 2.12% more
- Thornhill: Insurance costs 0.82% more
- Malibar Heights: Insurance costs 1.29% less
- Berkleigh: Insurance costs 4.41% less
- Milkhouse: Insurance costs 1.76% more
- Sheldon: Insurance costs 2.53% more
- Yorkwood: Insurance costs 5.35% more
- Terrace Hills: Insurance costs 2.00% more
- Westhill: Insurance costs 5.58% less
Neighborhoods with Similar Populations
- Mabury Park: Insurance costs 29.73% more
- Lewelling: Insurance costs 1.00% less
- Lincoln Park: Insurance costs 62.28% more
- Little Blue Valley: Insurance costs 7.70% more
- Loch Raven Manor: Insurance costs 17.33% more
- Lone Star: Insurance costs 11.99% more
- Los Volcanes: Insurance costs 0.53% more
- Lower East: Insurance costs 24.27% more
- Aberdeen: Insurance costs 12.57% more
- Kutzky Park: Insurance costs 6.58% less