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Get Cheap Car Insurance in Malibar Heights, Mobile, AL
We monitor insurance prices, helping the average driver in Malibar Heights save up to 30.9% on car insurance.
The Cheapest Minimum Coverage in Malibar Heights
The chart below shows the cheapest car insurance company in Malibar Heights for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Travelers, followed by Gainsco, State Farm, and Safe Auto.
| Malibar Heights Insurer | Monthly Cost |
|---|---|
| Travelers | $75 |
| Gainsco | $78 |
| State Farm | $81 |
| Safe Auto | $82 |
Savings for Every Kind of Malibar Heights Driver
Based on our extensive insurance data, we know the average Malibar Heights driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $416 per year by choosing the right vehicle insurance company. Some Malibar Heights residents are paying out over $1,680 extra every year for auto insurance in Malibar Heights. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Malibar Heights, Mobile, AL Savings / Yr. |
|---|---|
$416 |
|
$566 |
|
$530 |
|
$601 |
|
$1,306 |
|
$72 |
|
$355 |
Malibar Heights Car Insurance vs. Mobile
People living in Malibar Heights pay an average of 4.78% more than the typical driver in the state. The average driver in Malibar Heights can expect to pay about $1,109 per year, or $1,680 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Malibar Heights for most people.
Car Insurance Prices by Malibar Heights Neighborhood
Insurance Prices
Where is insurance cheapest within Malibar Heights?
The map shows insurance prices in and around Malibar Heights, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $160 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,827 to a low of $1,667. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Northwest parts of Malibar Heights.Pick the Best Car Insurance Company for You in Malibar Heights
The best car insurance provider for most drivers in Malibar Heights
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $416 over the average Malibar Heights car insurance company.
The best car insurance provider for Malibar Heights drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $566 over the competition.
The best car insurance company for Malibar Heights drivers with speeding tickets
>Safe Auto gave the average person with a speeding ticket the most savings, averaging $530 better than other car insurance companies.
The best auto insurance for Malibar Heights drivers with a DUI conviction
Getting a quote from Allstate may cost the average person with a DUI about $601 less each year.
The least expensive car insurance company for new and young drivers in Malibar Heights
In Malibar Heights, Travelers costs young drivers $1,306 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Malibar Heights
State Farm gave the largest car insurance discounts to married couples, averaging $72 saved each year compared to an average Malibar Heights couple's premiums.
The cheapest car insurance in Malibar Heights for drivers with bad credit
The best Malibar Heights car insurance company for customer service
Nationwide was the best company for customer service in Malibar Heights according to the NAIC.
Recent price drops
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The cheapest large national provider in Malibar Heights
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Malibar Heights driver can expect to pay about $101 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Malibar Heights, USAA has the best prices for drivers with accidents, married couples, good drivers, young drivers, drivers with speeding tickets, drivers with a DUI conviction, and drivers with bad credit.Auto Insurance Prices in and Around Malibar Heights
What Influences the Cost of Car Insurance in Malibar Heights?
On average, car insurance in Malibar Heights is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Malibar Heights is 28 minutes, which is about the national average for a driver in the city.
- Alabama state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Malibar Heights are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- Malibar Heights is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Malibar Heights is $92 per month for minimum coverage and $140 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Claremont: Insurance costs 0.24% more
- Berkleigh: Insurance costs 3.15% less
- Jackson Heights: Insurance costs 6.49% more
- Overton: Insurance costs 1.31% more
- Skyland Park: Insurance costs 1.25% less
- Terrace Hills: Insurance costs 3.33% more
- Airmont: Insurance costs 3.69% more
- Thornhill: Insurance costs 2.14% more
- Westhill: Insurance costs 4.35% less
- Bolton: Insurance costs 6.67% less
Neighborhoods with Similar Populations
- Cottage Park: Insurance costs 3.10% less
- Emma Dickinson Orchard Homes: Insurance costs 8.87% less
- Elvehjem: Insurance costs 31.61% less
- Edgewood: Insurance costs 49.64% more
- Eastlake Trails: Insurance costs 15.30% more
- Eastfield: Insurance costs 18.04% more
- East Hill: Insurance costs 32.80% less
- Dunn's Marsh: Insurance costs 28.57% less
- Downtown Ashtabula: Insurance costs 33.10% less
- Green Meadows: Insurance costs 38.27% more