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Get Cheap Car Insurance in College Heights, McAllen, TX
We monitor insurance prices, helping the average driver in College Heights save up to 34.2% on car insurance.
The Cheapest Minimum Coverage in College Heights
The chart below shows the cheapest car insurance company in College Heights for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Clearcover, followed by Mile Auto, Progressive, and State Farm.
| College Heights Insurer | Monthly Cost |
|---|---|
| Clearcover | $50 |
| Mile Auto | $65 |
| Progressive | $67 |
| State Farm | $72 |
Savings for Every Kind of College Heights Driver
Based on our extensive insurance data, we know the average College Heights driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $394 per year by choosing the right vehicle insurance company. Some College Heights residents are paying out over $1,915 extra every year for auto insurance in College Heights. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
College Heights, McAllen, TX Savings / Yr. |
|---|---|
$394 |
|
$901 |
|
$795 |
|
$910 |
|
$1,385 |
|
$523 |
|
$572 |
College Heights Car Insurance vs. McAllen
People living in College Heights pay an average of 2.02% less than the typical driver in the state. The average driver in College Heights can expect to pay about $1,140 per year, or $1,915 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in College Heights for most people.
Car Insurance Prices by College Heights Neighborhood
Insurance Prices
Where is insurance cheapest within College Heights?
The map shows insurance prices in and around College Heights, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $206 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,016 to a low of $1,810. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the West parts of College Heights.Pick the Best Car Insurance Company for You in College Heights
The best car insurance provider for most drivers in College Heights
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $394 over the average College Heights car insurance company.
The best car insurance provider for College Heights drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $901 over the competition.
The best car insurance company for College Heights drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $795 better than other car insurance companies.
The best auto insurance for College Heights drivers with a DUI conviction
Getting a quote from Mile Auto may cost the average person with a DUI about $910 less each year.
The least expensive car insurance company for new and young drivers in College Heights
In College Heights, State Farm costs young drivers $1,385 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in College Heights
State Farm gave the largest car insurance discounts to married couples, averaging $523 saved each year compared to an average College Heights couple's premiums.
The cheapest car insurance in College Heights for drivers with bad credit
The best College Heights car insurance company for customer service
Nationwide was the best company for customer service in College Heights according to the NAIC.
Recent price drops
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The cheapest large national provider in College Heights
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average College Heights driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In College Heights, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, drivers with accidents, young drivers, drivers with speeding tickets, and drivers with bad credit.Auto Insurance Prices in and Around College Heights
What Influences the Cost of Car Insurance in College Heights?
On average, car insurance in College Heights is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in College Heights is 23 minutes, which is far less than average for a driver in the city.
- Texas state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in College Heights are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- College Heights is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in College Heights is $95 per month for minimum coverage and $160 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Sharyland Plantation: Insurance costs 7.31% less
- Enfield Estates: Insurance costs 4.75% less
- West Sharyland: Insurance costs 1.72% more
- La Homa: Insurance costs 3.55% more
- Abram-Perezville: Insurance costs 2.98% less
- Doffing: Insurance costs 3.03% less
- Downtown Brownsville: Insurance costs 1.04% more
- Mariner: Insurance costs 31.33% more
- Pelican: Insurance costs 29.40% more
- Fort Myers Villas: Insurance costs 33.68% more
Neighborhoods with Similar Populations
- Farm Hills: Insurance costs 2.92% more
- Frenchtown: Insurance costs 46.95% less
- Villages at Rancho El Dorado: Insurance costs 1.04% less
- Post Road North: Insurance costs 8.30% more
- West Market Square Historic District: Insurance costs 47.94% less
- Geist: Insurance costs 35.04% less
- West Riverside: Insurance costs 85.64% more
- West Side: Insurance costs 12.06% less
- Tropico: Insurance costs 37.60% more
- Westlake Village: Insurance costs 6.32% more