Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Fort Myers Villas, Villas, FL
We monitor insurance prices, helping the average driver in Fort Myers Villas save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in Fort Myers Villas
The chart below shows the cheapest car insurance company in Fort Myers Villas for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| Fort Myers Villas Insurer | Monthly Cost |
|---|---|
| Geico | $122 |
| State Farm | $130 |
| Gainsco | $169 |
| Bristol West | $169 |
Savings for Every Kind of Fort Myers Villas Driver
Based on our extensive insurance data, we know the average Fort Myers Villas driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $749 per year by choosing the right vehicle insurance company. Some Fort Myers Villas residents are paying out over $2,560 extra every year for auto insurance in Fort Myers Villas. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Fort Myers Villas, Villas, FL Savings / Yr. |
|---|---|
$749 |
|
$1,100 |
|
$846 |
|
$837 |
|
$2,660 |
|
$727 |
|
$1,059 |
Fort Myers Villas Car Insurance vs. Villas
People living in Fort Myers Villas pay an average of 3.11% less than the typical driver in the state. The average driver in Fort Myers Villas can expect to pay about $2,337 per year, or $2,560 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Fort Myers Villas for most people.
Car Insurance Prices by Fort Myers Villas Neighborhood
Insurance Prices
Where is insurance cheapest within Fort Myers Villas?
The map shows insurance prices in and around Fort Myers Villas, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $439 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,818 to a low of $2,379. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the East parts of Fort Myers Villas.Pick the Best Car Insurance Company for You in Fort Myers Villas
The best car insurance provider for most drivers in Fort Myers Villas
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $749 over the average Fort Myers Villas car insurance company.
The best car insurance provider for Fort Myers Villas drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,100 over the competition.
The best car insurance company for Fort Myers Villas drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $846 better than other car insurance companies.
The best auto insurance for Fort Myers Villas drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $837 less each year.
The least expensive car insurance company for new and young drivers in Fort Myers Villas
In Fort Myers Villas, Geico costs young drivers $2,660 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Fort Myers Villas
Geico gave the largest car insurance discounts to married couples, averaging $727 saved each year compared to an average Fort Myers Villas couple's premiums.
The cheapest car insurance in Fort Myers Villas for drivers with bad credit
The best Fort Myers Villas car insurance company for customer service
Allstate was the best company for customer service in Fort Myers Villas according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Fort Myers Villas, which was better than other insurers.
The cheapest large national provider in Fort Myers Villas
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Fort Myers Villas driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Fort Myers Villas, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Fort Myers Villas
What Influences the Cost of Car Insurance in Fort Myers Villas?
On average, car insurance in Fort Myers Villas is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Fort Myers Villas is 25 minutes, which is far less than average for a driver in the city.
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Fort Myers Villas are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Fort Myers Villas has an average population density in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Fort Myers Villas is $195 per month for minimum coverage and $213 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Winkler Safe Neighborhood: Insurance costs 2.11% more
- Arborwood: Insurance costs 6.60% less
- Tice: Insurance costs 12.70% more
- Pelican: Insurance costs 3.20% less
- Sunshine: Insurance costs 12.70% more
- Mariner: Insurance costs 1.76% less
- Harris: Insurance costs 4.80% more
- Richmond: Insurance costs 9.69% more
- Pelican Marsh: Insurance costs 7.27% less
- Pelican Bay: Insurance costs 5.39% less
Neighborhoods with Similar Populations
- Santa Rita: Insurance costs 33.59% less
- Downtown Neptune City: Insurance costs 30.78% less
- Downtown Elyria: Insurance costs 55.90% less
- US Navy Little Creek Amphibious Base: Insurance costs 50.00% less
- Saunders: Insurance costs 53.16% less
- Ventana Lakes: Insurance costs 25.63% less
- Victory Hills: Insurance costs 35.27% less
- Village Park: Insurance costs 27.85% less
- Churchill Estates: Insurance costs 29.84% less
- Washington Square: Insurance costs 12.66% less