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Get Cheap Car Insurance in Del Cerro, San Diego, CA
We monitor insurance prices, helping the average driver in Del Cerro save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Del Cerro
The chart below shows the cheapest car insurance company in Del Cerro for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Del Cerro Insurer | Monthly Cost |
|---|---|
| Metromile | $49 |
| Geico | $56 |
| Progressive | $60 |
| Travelers | $62 |
Savings for Every Kind of Del Cerro Driver
Based on our extensive insurance data, we know the average Del Cerro driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $629 per year by choosing the right vehicle insurance company. Some Del Cerro residents are paying out over $1,966 extra every year for auto insurance in Del Cerro. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Del Cerro, San Diego, CA Savings / Yr. |
|---|---|
$629 |
|
$1,152 |
|
$911 |
|
$1,600 |
|
$822 |
|
$356 |
|
$0 |
Del Cerro Car Insurance vs. San Diego
People living in Del Cerro pay an average of 2.07% less than the typical driver in the state. The average driver in Del Cerro can expect to pay about $920 per year, or $1,966 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Del Cerro for most people.
Car Insurance Prices by Del Cerro Neighborhood
Insurance Prices
Where is insurance cheapest within Del Cerro?
The map shows insurance prices in and around Del Cerro, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $257 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,172 to a low of $1,915. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the South parts of Del Cerro.Pick the Best Car Insurance Company for You in Del Cerro
The best car insurance provider for most drivers in Del Cerro
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $629 over the average Del Cerro car insurance company.
The best car insurance provider for Del Cerro drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,152 over the competition.
The best car insurance company for Del Cerro drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $911 better than other car insurance companies.
The best auto insurance for Del Cerro drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,600 less each year.
The least expensive car insurance company for new and young drivers in Del Cerro
In Del Cerro, State Farm costs young drivers $822 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Del Cerro
Progressive gave the largest car insurance discounts to married couples, averaging $356 saved each year compared to an average Del Cerro couple's premiums.
The cheapest car insurance in Del Cerro for drivers with bad credit
The best Del Cerro car insurance company for customer service
Recent price drops
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The cheapest large national provider in Del Cerro
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Del Cerro driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Del Cerro, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Del Cerro
What Influences the Cost of Car Insurance in Del Cerro?
On average, car insurance in Del Cerro is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Del Cerro is 30 minutes, which is a little less than average for a driver in the city.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Del Cerro are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Del Cerro is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Del Cerro is $77 per month for minimum coverage and $164 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- College Area: Insurance costs 2.44% more
- San Carlos: Insurance costs 0.36% less
- Allied Gardens: Insurance costs 1.73% less
- Rolando: Insurance costs 11.70% more
- Grantville: Insurance costs 0.15% more
- Talmadge: Insurance costs 3.15% more
- El Cerritos: Insurance costs 3.66% more
- Kensington: Insurance costs 4.78% more
- Darnall: Insurance costs 6.82% more
- City Heights East: Insurance costs 10.83% more
Neighborhoods with Similar Populations
- Woodstone: Insurance costs 11.24% less
- Rum Village: Insurance costs 28.43% less
- Magnolia Place: Insurance costs 0.46% less
- Ballast Point: Insurance costs 39.93% more
- Sterling Hills: Insurance costs 9.72% more
- Downtown Binghamton: Insurance costs 25.58% more
- Valencia: Insurance costs 13.53% more
- Denbigh: Insurance costs 32.40% less
- Vineyards: Insurance costs 16.17% more
- Cushing Square: Insurance costs 16.28% less