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Get Cheap Car Insurance in El Cerritos, San Diego, CA
We monitor insurance prices, helping the average driver in El Cerritos save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in El Cerritos
The chart below shows the cheapest car insurance company in El Cerritos for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| El Cerritos Insurer | Monthly Cost |
|---|---|
| Metromile | $51 |
| Geico | $58 |
| Progressive | $62 |
| Travelers | $64 |
Savings for Every Kind of El Cerritos Driver
Based on our extensive insurance data, we know the average El Cerritos driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $652 per year by choosing the right vehicle insurance company. Some El Cerritos residents are paying out over $2,038 extra every year for auto insurance in El Cerritos. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
El Cerritos, San Diego, CA Savings / Yr. |
|---|---|
$652 |
|
$1,194 |
|
$944 |
|
$1,659 |
|
$852 |
|
$370 |
|
$0 |
El Cerritos Car Insurance vs. San Diego
People living in El Cerritos pay an average of 1.52% more than the typical driver in the state. The average driver in El Cerritos can expect to pay about $954 per year, or $2,038 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in El Cerritos for most people.
Car Insurance Prices by El Cerritos Neighborhood
Insurance Prices
Where is insurance cheapest within El Cerritos?
The map shows insurance prices in and around El Cerritos, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $133 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,078 to a low of $1,945. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the East parts of El Cerritos.Pick the Best Car Insurance Company for You in El Cerritos
The best car insurance provider for most drivers in El Cerritos
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $652 over the average El Cerritos car insurance company.
The best car insurance provider for El Cerritos drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,194 over the competition.
The best car insurance company for El Cerritos drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $944 better than other car insurance companies.
The best auto insurance for El Cerritos drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,659 less each year.
The least expensive car insurance company for new and young drivers in El Cerritos
In El Cerritos, State Farm costs young drivers $852 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in El Cerritos
Progressive gave the largest car insurance discounts to married couples, averaging $370 saved each year compared to an average El Cerritos couple's premiums.
The cheapest car insurance in El Cerritos for drivers with bad credit
The best El Cerritos car insurance company for customer service
Nationwide was the best company for customer service in El Cerritos according to the NAIC.
Recent price drops
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The cheapest large national provider in El Cerritos
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average El Cerritos driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In El Cerritos, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around El Cerritos
What Influences the Cost of Car Insurance in El Cerritos?
On average, car insurance in El Cerritos is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in El Cerritos are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- El Cerritos is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in El Cerritos is $80 per month for minimum coverage and $170 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Darnall: Insurance costs 3.04% more
- Talmadge: Insurance costs 0.49% less
- Rolando: Insurance costs 7.75% more
- City Heights East: Insurance costs 6.92% more
- College Area: Insurance costs 1.18% less
- Oak Park: Insurance costs 4.27% more
- Kensington: Insurance costs 1.08% more
- City Heights West: Insurance costs 4.91% more
- East San Diego: Insurance costs 7.31% more
- Ridgeview-Webster: Insurance costs 4.22% more
Neighborhoods with Similar Populations
- Jacksonville Heights South: Insurance costs 33.07% more
- Southwest Village: Insurance costs 19.68% less
- Southside: Insurance costs 14.38% more
- South Westside: Insurance costs 29.49% less
- Sobrante Park: Insurance costs 13.44% more
- Seminole Holland: Insurance costs 12.17% less
- Savannah: Insurance costs 50.88% more
- North Kensington: Insurance costs 0.15% more
- La Avenida: Insurance costs 43.92% more
- Southwestern Hills: Insurance costs 39.30% less