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Get Cheap Car Insurance in Southside, Binghamton, NY
We monitor insurance prices, helping the average driver in Southside save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Southside
The chart below shows the cheapest car insurance company in Southside for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Southside Insurer | Monthly Cost |
|---|---|
| Kemper | $86 |
| Plymouth Rock Assurance | $114 |
| Safeco Insurance | $123 |
| Geico | $128 |
Savings for Every Kind of Southside Driver
Based on our extensive insurance data, we know the average Southside driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $695 per year by choosing the right vehicle insurance company. Some Southside residents are paying out over $2,331 extra every year for auto insurance in Southside. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Southside, Binghamton, NY Savings / Yr. |
|---|---|
$695 |
|
$443 |
|
$885 |
|
$896 |
|
$2,194 |
|
$734 |
|
$1,170 |
Southside Car Insurance vs. Binghamton
People living in Southside pay an average of 3.88% less than the typical driver in the state. The average driver in Southside can expect to pay about $1,691 per year, or $2,331 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Southside for most people.
Car Insurance Prices by Southside Neighborhood
Insurance Prices
Where is insurance cheapest within Southside?
The map shows insurance prices in and around Southside, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $530 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,685 to a low of $2,155. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Southeast parts of Southside.Pick the Best Car Insurance Company for You in Southside
The best car insurance provider for most drivers in Southside
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $695 over the average Southside car insurance company.
The best car insurance provider for Southside drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $443 over the competition.
The best car insurance company for Southside drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $885 better than other car insurance companies.
The best auto insurance for Southside drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $896 less each year.
The least expensive car insurance company for new and young drivers in Southside
In Southside, Progressive costs young drivers $2,194 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Southside
Progressive gave the largest car insurance discounts to married couples, averaging $734 saved each year compared to an average Southside couple's premiums.
The cheapest car insurance in Southside for drivers with bad credit
The best Southside car insurance company for customer service
Recent price drops
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The cheapest large national provider in Southside
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Southside driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Southside, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Southside
What Influences the Cost of Car Insurance in Southside?
On average, car insurance in Southside is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Southside is 22 minutes, which is far less than average for a driver in the city.
- New York state insurance regulations may require higher prices.
- An average of 14 to 15 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Southside are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Southside is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Southside is $141 per month for minimum coverage and $194 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Downtown Binghamton: Insurance costs 5.92% more
- Westside: Insurance costs 2.70% more
- First Ward: Insurance costs 6.01% more
- Eastside: Insurance costs 1.67% less
- Stockade District: Insurance costs 5.88% more
- Torringford: Insurance costs 16.73% less
- Cass Gilbert: Insurance costs 5.15% more
- Exchange Place: Insurance costs 6.99% more
- North Square: Insurance costs 3.56% more
- Walnut Orange Walsh: Insurance costs 6.39% more
Neighborhoods with Similar Populations
- Fauntleroy: Insurance costs 31.92% less
- Five Mile Creek: Insurance costs 17.16% less
- Five Points: Insurance costs 33.63% less
- Garfield: Insurance costs 4.85% less
- Grandale: Insurance costs 75.46% more
- Greater Belhaven: Insurance costs 23.29% less
- Jahnke: Insurance costs 46.20% less
- Junior College Neighborhood Assc.: Insurance costs 16.00% less
- Kelsey City: Insurance costs 34.23% more
- Kennedy Heights: Insurance costs 45.00% less