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Get Cheap Car Insurance in Garfield, Huntington Beach, CA
We monitor insurance prices, helping the average driver in Garfield save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Garfield
The chart below shows the cheapest car insurance company in Garfield for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Garfield Insurer | Monthly Cost |
|---|---|
| Metromile | $56 |
| Geico | $63 |
| Progressive | $67 |
| Travelers | $69 |
Savings for Every Kind of Garfield Driver
Based on our extensive insurance data, we know the average Garfield driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $709 per year by choosing the right vehicle insurance company. Some Garfield residents are paying out over $2,218 extra every year for auto insurance in Garfield. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Garfield, Huntington Beach, CA Savings / Yr. |
|---|---|
$709 |
|
$1,299 |
|
$1,027 |
|
$1,805 |
|
$927 |
|
$402 |
|
$0 |
Garfield Car Insurance vs. Huntington Beach
People living in Garfield pay an average of 10.44% more than the typical driver in the state. The average driver in Garfield can expect to pay about $1,038 per year, or $2,218 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Garfield for most people.
Car Insurance Prices by Garfield Neighborhood
Insurance Prices
Where is insurance cheapest within Garfield?
The map shows insurance prices in and around Garfield, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $239 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,353 to a low of $2,114. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the West parts of Garfield.Pick the Best Car Insurance Company for You in Garfield
The best car insurance provider for most drivers in Garfield
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $709 over the average Garfield car insurance company.
The best car insurance provider for Garfield drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,299 over the competition.
The best car insurance company for Garfield drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $1,027 better than other car insurance companies.
The best auto insurance for Garfield drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,805 less each year.
The least expensive car insurance company for new and young drivers in Garfield
In Garfield, State Farm costs young drivers $927 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Garfield
Progressive gave the largest car insurance discounts to married couples, averaging $402 saved each year compared to an average Garfield couple's premiums.
The cheapest car insurance in Garfield for drivers with bad credit
The best Garfield car insurance company for customer service
Recent price drops
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The cheapest large national provider in Garfield
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Garfield driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Garfield, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Garfield
What Influences the Cost of Car Insurance in Garfield?
On average, car insurance in Garfield is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Garfield is 34 minutes, which is about the national average for a driver in the city.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Garfield are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Garfield is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Garfield is $87 per month for minimum coverage and $185 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Yorktown: Insurance costs 1.17% less
- Downtown Huntington Beach: Insurance costs 0.90% more
- Oak View: Insurance costs 0.14% less
- Newland: Insurance costs 2.03% less
- Adams: Insurance costs 3.65% less
- Goldenwest: Insurance costs 1.80% more
- Washington: Insurance costs 1.62% less
- Bolsa Chica-Heil: Insurance costs 4.82% less
- Riverview West: Insurance costs 3.83% more
- Centennial Park: Insurance costs 2.48% more
Neighborhoods with Similar Populations
- Turners: Insurance costs 6.22% less
- Grandale: Insurance costs 84.40% more
- Greater Belhaven: Insurance costs 19.39% less
- Greater Mount Washington: Insurance costs 5.82% less
- Wakefield: Insurance costs 13.07% less
- Village Centre: Insurance costs 51.53% less
- Jahnke: Insurance costs 43.46% less
- Junior College Neighborhood Assc.: Insurance costs 11.72% less
- Kelsey City: Insurance costs 41.07% more
- View Ridge: Insurance costs 27.55% less