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Get Cheap Car Insurance in Downtown Huntington Beach, Huntington Beach, CA
We monitor insurance prices, helping the average driver in Downtown Huntington Beach save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Downtown Huntington Beach
The chart below shows the cheapest car insurance company in Downtown Huntington Beach for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Downtown Huntington Beach Insurer | Monthly Cost |
|---|---|
| Metromile | $56 |
| Geico | $63 |
| Progressive | $68 |
| Travelers | $70 |
Savings for Every Kind of Downtown Huntington Beach Driver
Based on our extensive insurance data, we know the average Downtown Huntington Beach driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $715 per year by choosing the right vehicle insurance company. Some Downtown Huntington Beach residents are paying out over $2,238 extra every year for auto insurance in Downtown Huntington Beach. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Downtown Huntington Beach, Huntington Beach, CA Savings / Yr. |
|---|---|
$715 |
|
$1,310 |
|
$1,036 |
|
$1,821 |
|
$935 |
|
$406 |
|
$0 |
Downtown Huntington Beach Car Insurance vs. Huntington Beach
People living in Downtown Huntington Beach pay an average of 11.44% more than the typical driver in the state. The average driver in Downtown Huntington Beach can expect to pay about $1,047 per year, or $2,238 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Downtown Huntington Beach for most people.
Car Insurance Prices by Downtown Huntington Beach Neighborhood
Insurance Prices
Where is insurance cheapest within Downtown Huntington Beach?
The map shows insurance prices in and around Downtown Huntington Beach, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $101 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,300 to a low of $2,199. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Northwest parts of Downtown Huntington Beach.Pick the Best Car Insurance Company for You in Downtown Huntington Beach
The best car insurance provider for most drivers in Downtown Huntington Beach
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $715 over the average Downtown Huntington Beach car insurance company.
The best car insurance provider for Downtown Huntington Beach drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,310 over the competition.
The best car insurance company for Downtown Huntington Beach drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $1,036 better than other car insurance companies.
The best auto insurance for Downtown Huntington Beach drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,821 less each year.
The least expensive car insurance company for new and young drivers in Downtown Huntington Beach
In Downtown Huntington Beach, State Farm costs young drivers $935 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Downtown Huntington Beach
Progressive gave the largest car insurance discounts to married couples, averaging $406 saved each year compared to an average Downtown Huntington Beach couple's premiums.
The cheapest car insurance in Downtown Huntington Beach for drivers with bad credit
The best Downtown Huntington Beach car insurance company for customer service
Nationwide was the best company for customer service in Downtown Huntington Beach according to the NAIC.
Recent price drops
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The cheapest large national provider in Downtown Huntington Beach
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Downtown Huntington Beach driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Downtown Huntington Beach, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Downtown Huntington Beach
What Influences the Cost of Car Insurance in Downtown Huntington Beach?
On average, car insurance in Downtown Huntington Beach is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Downtown Huntington Beach is 36 minutes, which is about the national average for a driver in the city.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Downtown Huntington Beach are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Downtown Huntington Beach has an average population density in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Downtown Huntington Beach is $87 per month for minimum coverage and $186 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Yorktown: Insurance costs 2.06% less
- Garfield: Insurance costs 0.89% less
- Adams: Insurance costs 4.51% less
- Oak View: Insurance costs 1.03% less
- Newland: Insurance costs 2.90% less
- Goldenwest: Insurance costs 0.89% more
- Washington: Insurance costs 2.50% less
- Bolsa Chica-Heil: Insurance costs 5.67% less
- Centennial Park: Insurance costs 1.56% more
- Riverview West: Insurance costs 2.90% more
Neighborhoods with Similar Populations
- Angelo Heights: Insurance costs 21.13% less
- Lakewood Springs: Insurance costs 32.62% less
- Laurelhurst: Insurance costs 30.97% less
- Lely Resort: Insurance costs 13.90% more
- Kaisertown: Insurance costs 4.56% more
- Meadowbrook: Insurance costs 13.72% less
- Upper Rockridge: Insurance costs 8.31% less
- Villa Park: Insurance costs 10.55% less
- University Town Center: Insurance costs 3.62% less
- Wailua: Insurance costs 42.94% less