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Get Cheap Car Insurance in Lely Resort, Naples, FL
We monitor insurance prices, helping the average driver in Lely Resort save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in Lely Resort
The chart below shows the cheapest car insurance company in Lely Resort for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| Lely Resort Insurer | Monthly Cost |
|---|---|
| Geico | $122 |
| State Farm | $129 |
| Gainsco | $168 |
| Bristol West | $168 |
Savings for Every Kind of Lely Resort Driver
Based on our extensive insurance data, we know the average Lely Resort driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $746 per year by choosing the right vehicle insurance company. Some Lely Resort residents are paying out over $2,549 extra every year for auto insurance in Lely Resort. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Lely Resort, Naples, FL Savings / Yr. |
|---|---|
$746 |
|
$1,095 |
|
$842 |
|
$834 |
|
$2,648 |
|
$724 |
|
$1,055 |
Lely Resort Car Insurance vs. Naples
People living in Lely Resort pay an average of 3.52% less than the typical driver in the state. The average driver in Lely Resort can expect to pay about $2,327 per year, or $2,549 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Lely Resort for most people.
Car Insurance Prices by Lely Resort Neighborhood
Insurance Prices
Where is insurance cheapest within Lely Resort?
The map shows insurance prices in and around Lely Resort, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $146 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,549 to a low of $2,403. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Lely Resort.Pick the Best Car Insurance Company for You in Lely Resort
The best car insurance provider for most drivers in Lely Resort
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $746 over the average Lely Resort car insurance company.
The best car insurance provider for Lely Resort drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,095 over the competition.
The best car insurance company for Lely Resort drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $842 better than other car insurance companies.
The best auto insurance for Lely Resort drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $834 less each year.
The least expensive car insurance company for new and young drivers in Lely Resort
In Lely Resort, Geico costs young drivers $2,648 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Lely Resort
Geico gave the largest car insurance discounts to married couples, averaging $724 saved each year compared to an average Lely Resort couple's premiums.
The cheapest car insurance in Lely Resort for drivers with bad credit
The best Lely Resort car insurance company for customer service
Recent price drops
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The cheapest large national provider in Lely Resort
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Lely Resort driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Lely Resort, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Lely Resort
What Influences the Cost of Car Insurance in Lely Resort?
On average, car insurance in Lely Resort is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Lely Resort is 27 minutes, which is far less than average for a driver in the city.
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Lely Resort are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Lely Resort is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Lely Resort is $194 per month for minimum coverage and $212 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Wentworth Estates: Insurance costs 6.94% less
- Berkshire Lakes: Insurance costs 0.24% more
- Old Naples: Insurance costs 1.06% more
- Moorings-Coquina Sands: Insurance costs 3.69% less
- Vineyards: Insurance costs 10.40% less
- Park Shore: Insurance costs 1.45% less
- Summit Place in Naples: Insurance costs 3.92% less
- Pelican Bay: Insurance costs 4.98% less
- Pelican Marsh: Insurance costs 6.87% less
- Orangetree: Insurance costs 5.26% less
Neighborhoods with Similar Populations
- Downtown Huntington Beach: Insurance costs 12.20% less
- South Oceanside: Insurance costs 24.56% less
- Southwood Valley: Insurance costs 37.23% less
- Spirit Valley-Denfeld-Norton Park: Insurance costs 35.94% less
- Stonegate: Insurance costs 13.89% less
- Teaticket: Insurance costs 38.05% less
- Timmerman West: Insurance costs 49.27% less
- Tradition: Insurance costs 1.61% less
- Academy Acres North: Insurance costs 38.21% less
- Lakewood Springs: Insurance costs 40.84% less