Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Orangetree, Naples, FL
We monitor insurance prices, helping the average driver in Orangetree save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in Orangetree
The chart below shows the cheapest car insurance company in Orangetree for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| Orangetree Insurer | Monthly Cost |
|---|---|
| Geico | $115 |
| State Farm | $122 |
| Gainsco | $160 |
| Bristol West | $160 |
Savings for Every Kind of Orangetree Driver
Based on our extensive insurance data, we know the average Orangetree driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $707 per year by choosing the right vehicle insurance company. Some Orangetree residents are paying out over $2,415 extra every year for auto insurance in Orangetree. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Orangetree, Naples, FL Savings / Yr. |
|---|---|
$707 |
|
$1,038 |
|
$798 |
|
$790 |
|
$2,509 |
|
$686 |
|
$999 |
Orangetree Car Insurance vs. Naples
People living in Orangetree pay an average of 8.58% less than the typical driver in the state. The average driver in Orangetree can expect to pay about $2,205 per year, or $2,415 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Orangetree for most people.
Car Insurance Prices by Orangetree Neighborhood
Insurance Prices
Where is insurance cheapest within Orangetree?
The map shows insurance prices in and around Orangetree, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,415 to a low of $2,415. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Orangetree.Pick the Best Car Insurance Company for You in Orangetree
The best car insurance provider for most drivers in Orangetree
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $707 over the average Orangetree car insurance company.
The best car insurance provider for Orangetree drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,038 over the competition.
The best car insurance company for Orangetree drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $798 better than other car insurance companies.
The best auto insurance for Orangetree drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $790 less each year.
The least expensive car insurance company for new and young drivers in Orangetree
In Orangetree, Geico costs young drivers $2,509 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Orangetree
Geico gave the largest car insurance discounts to married couples, averaging $686 saved each year compared to an average Orangetree couple's premiums.
The cheapest car insurance in Orangetree for drivers with bad credit
The best Orangetree car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Orangetree, which was better than other insurers.
The cheapest large national provider in Orangetree
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Orangetree driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Orangetree, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Orangetree
What Influences the Cost of Car Insurance in Orangetree?
On average, car insurance in Orangetree is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Orangetree are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Orangetree has an average population density in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Orangetree is $184 per month for minimum coverage and $201 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Summit Place in Naples: Insurance costs 1.41% more
- Vineyards: Insurance costs 5.42% less
- Pelican Marsh: Insurance costs 1.70% less
- Berkshire Lakes: Insurance costs 5.80% more
- Pelican Bay: Insurance costs 0.29% more
- Park Shore: Insurance costs 4.02% more
- Lely Resort: Insurance costs 5.55% more
- Moorings-Coquina Sands: Insurance costs 1.66% more
- Old Naples: Insurance costs 6.67% more
- Wentworth Estates: Insurance costs 1.78% less
Neighborhoods with Similar Populations
- Forrest Hills: Insurance costs 25.80% less
- Springetts Manor-Yorklyn: Insurance costs 44.47% less
- Southpointe: Insurance costs 45.88% less
- South Los Altos: Insurance costs 30.64% less
- Jennings Lodge: Insurance costs 30.64% less
- Indian Hill: Insurance costs 31.88% less
- Houghton: Insurance costs 35.20% less
- Herlong: Insurance costs 16.02% more
- Gold Coast: Insurance costs 42.53% less
- Friends of Friedrich Wilderness Park: Insurance costs 30.35% less