Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Park Shore, Naples, FL
We monitor insurance prices, helping the average driver in Park Shore save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in Park Shore
The chart below shows the cheapest car insurance company in Park Shore for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| Park Shore Insurer | Monthly Cost |
|---|---|
| Geico | $120 |
| State Farm | $127 |
| Gainsco | $166 |
| Bristol West | $166 |
Savings for Every Kind of Park Shore Driver
Based on our extensive insurance data, we know the average Park Shore driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $735 per year by choosing the right vehicle insurance company. Some Park Shore residents are paying out over $2,512 extra every year for auto insurance in Park Shore. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Park Shore, Naples, FL Savings / Yr. |
|---|---|
$735 |
|
$1,079 |
|
$830 |
|
$821 |
|
$2,610 |
|
$713 |
|
$1,039 |
Park Shore Car Insurance vs. Naples
People living in Park Shore pay an average of 4.92% less than the typical driver in the state. The average driver in Park Shore can expect to pay about $2,293 per year, or $2,512 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Park Shore for most people.
Car Insurance Prices by Park Shore Neighborhood
Insurance Prices
Where is insurance cheapest within Park Shore?
The map shows insurance prices in and around Park Shore, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $157 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,587 to a low of $2,430. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the East parts of Park Shore.Pick the Best Car Insurance Company for You in Park Shore
The best car insurance provider for most drivers in Park Shore
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $735 over the average Park Shore car insurance company.
The best car insurance provider for Park Shore drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,079 over the competition.
The best car insurance company for Park Shore drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $830 better than other car insurance companies.
The best auto insurance for Park Shore drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $821 less each year.
The least expensive car insurance company for new and young drivers in Park Shore
In Park Shore, Geico costs young drivers $2,610 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Park Shore
Geico gave the largest car insurance discounts to married couples, averaging $713 saved each year compared to an average Park Shore couple's premiums.
The cheapest car insurance in Park Shore for drivers with bad credit
The best Park Shore car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Park Shore, which was better than other insurers.
The cheapest large national provider in Park Shore
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Park Shore driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Park Shore, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Park Shore
What Influences the Cost of Car Insurance in Park Shore?
On average, car insurance in Park Shore is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Park Shore is 31 minutes, which is about the national average for a driver in the city.
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Park Shore are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- Park Shore has an average population density in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Park Shore is $191 per month for minimum coverage and $209 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Moorings-Coquina Sands: Insurance costs 2.27% less
- Pelican Bay: Insurance costs 3.58% less
- Old Naples: Insurance costs 2.55% more
- Pelican Marsh: Insurance costs 5.49% less
- Vineyards: Insurance costs 9.08% less
- Berkshire Lakes: Insurance costs 1.71% more
- Summit Place in Naples: Insurance costs 2.51% less
- Wentworth Estates: Insurance costs 5.57% less
- Lely Resort: Insurance costs 1.47% more
- Orangetree: Insurance costs 3.86% less
Neighborhoods with Similar Populations
- Riverside: Insurance costs 34.08% less
- NE-Sterling: Insurance costs 7.17% less
- North Central Heritage: Insurance costs 29.70% less
- O Hair Park: Insurance costs 60.39% more
- Olentangy River Road: Insurance costs 47.97% less
- Parkwood Maintenance: Insurance costs 23.17% less
- Pimlico: Insurance costs 2.15% less
- Pine Rock: Insurance costs 6.01% less
- Pleasant Grove East: Insurance costs 51.43% less
- Ridgeview-Webster: Insurance costs 15.45% less