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Get Cheap Car Insurance in O Hair Park, Detroit, MI
We monitor insurance prices, helping the average driver in O Hair Park save up to 41.9% on car insurance.
The Cheapest Minimum Coverage in O Hair Park
The chart below shows the cheapest car insurance company in O Hair Park for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by Progressive, State Farm, and Safeco Insurance.
| O Hair Park Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $149 |
| Progressive | $171 |
| State Farm | $172 |
| Safeco Insurance | $182 |
Savings for Every Kind of O Hair Park Driver
Based on our extensive insurance data, we know the average O Hair Park driver will save about 40% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $1,619 per year by choosing the right vehicle insurance company. Some O Hair Park residents are paying out over $4,029 extra every year for auto insurance in O Hair Park. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
O Hair Park, Detroit, MI Savings / Yr. |
|---|---|
$1,619 |
|
$2,644 |
|
$2,339 |
|
$3,555 |
|
$4,195 |
|
$0 |
|
$0 |
O Hair Park Car Insurance vs. Detroit
People living in O Hair Park pay an average of 38.99% more than the typical driver in the state. The average driver in O Hair Park can expect to pay about $3,061 per year, or $4,029 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in O Hair Park for most people.
Car Insurance Prices by O Hair Park Neighborhood
Insurance Prices
Where is insurance cheapest within O Hair Park?
The map shows insurance prices in and around O Hair Park, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $364 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $4,221 to a low of $3,857. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the West parts of O Hair Park.Pick the Best Car Insurance Company for You in O Hair Park
The best car insurance provider for most drivers in O Hair Park
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $1,619 over the average O Hair Park car insurance company.
The best car insurance provider for O Hair Park drivers with accidents on their records
In our analysis, Auto-Owners Insurance saved the average person who had been in an accident the most, with annual savings averaging $2,644 over the competition.
The best car insurance company for O Hair Park drivers with speeding tickets
>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $2,339 better than other car insurance companies.
The best auto insurance for O Hair Park drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $3,555 less each year.
The least expensive car insurance company for new and young drivers in O Hair Park
In O Hair Park, Geico costs young drivers $4,195 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in O Hair Park
The cheapest car insurance in O Hair Park for drivers with bad credit
The best O Hair Park car insurance company for customer service
Nationwide was the best company for customer service in O Hair Park according to the NAIC.
Recent price drops
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The cheapest large national provider in O Hair Park
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average O Hair Park driver can expect to pay about $163 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In O Hair Park, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, drivers with accidents, and drivers with a DUI conviction.Auto Insurance Prices in and Around O Hair Park
What Influences the Cost of Car Insurance in O Hair Park?
On average, car insurance in O Hair Park is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in O Hair Park is 33 minutes, which is far more than average for a driver in the city.
- Michigan state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- O Hair Park is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in O Hair Park is $255 per month for minimum coverage and $336 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Evergreen: Insurance costs 1.02% more
- Greenfield: Insurance costs 0.79% less
- North Rosedale Park: Insurance costs 1.96% less
- Berg-Lasher: Insurance costs 1.59% less
- Downtown Southfield: Insurance costs 2.18% less
- Old Redford: Insurance costs 1.59% less
- Crary-St Marys: Insurance costs 0.17% more
- Riverdale: Insurance costs 0.92% less
- Winship: Insurance costs 0.10% less
- Rosedale Park: Insurance costs 1.64% less
Neighborhoods with Similar Populations
- Tropico: Insurance costs 34.60% less
- Bixby Knolls: Insurance costs 42.79% less
- Whipper Barnoy: Insurance costs 50.81% less
- Westwood: Insurance costs 53.66% less
- Brighton Historic District: Insurance costs 72.00% less
- Westminster Historic District: Insurance costs 56.59% less
- Westlake Village: Insurance costs 49.47% less
- College Heights: Insurance costs 52.47% less
- East End: Insurance costs 75.65% less
- Western Michigan University-KRPH: Insurance costs 25.76% less