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Get Cheap Car Insurance in Riverside, Spokane, WA
We monitor insurance prices, helping the average driver in Riverside save up to 34.8% on car insurance.
The Cheapest Minimum Coverage in Riverside
The chart below shows the cheapest car insurance company in Riverside for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by State Farm, Progressive, and Geico.
| Riverside Insurer | Monthly Cost |
|---|---|
| Metromile | $58 |
| State Farm | $64 |
| Progressive | $70 |
| Geico | $76 |
Savings for Every Kind of Riverside Driver
Based on our extensive insurance data, we know the average Riverside driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $485 per year by choosing the right vehicle insurance company. Some Riverside residents are paying out over $1,656 extra every year for auto insurance in Riverside. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Riverside, Spokane, WA Savings / Yr. |
|---|---|
$485 |
|
$856 |
|
$617 |
|
$467 |
|
$1,773 |
|
$335 |
|
$574 |
Riverside Car Insurance vs. Spokane
People living in Riverside pay an average of 17.96% more than the typical driver in the state. The average driver in Riverside can expect to pay about $996 per year, or $1,656 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Riverside for most people.
Car Insurance Prices by Riverside Neighborhood
Insurance Prices
Where is insurance cheapest within Riverside?
The map shows insurance prices in and around Riverside, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $287 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,689 to a low of $1,402. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Northeast parts of Riverside.Pick the Best Car Insurance Company for You in Riverside
The best car insurance provider for most drivers in Riverside
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $485 over the average Riverside car insurance company.
The best car insurance provider for Riverside drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $856 over the competition.
The best car insurance company for Riverside drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $617 better than other car insurance companies.
The best auto insurance for Riverside drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $467 less each year.
The least expensive car insurance company for new and young drivers in Riverside
In Riverside, State Farm costs young drivers $1,773 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Riverside
State Farm gave the largest car insurance discounts to married couples, averaging $335 saved each year compared to an average Riverside couple's premiums.
The cheapest car insurance in Riverside for drivers with bad credit
The best Riverside car insurance company for customer service
Recent price drops
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The cheapest large national provider in Riverside
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Riverside driver can expect to pay about $98 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Riverside, USAA has the best prices for young drivers, married couples, drivers with bad credit, drivers with accidents, drivers with speeding tickets, drivers with a DUI conviction, and good drivers.Auto Insurance Prices in and Around Riverside
What Influences the Cost of Car Insurance in Riverside?
On average, car insurance in Riverside is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Riverside is 32 minutes, which is about the national average for a driver in the city.
- Washington state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Riverside are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Riverside is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Riverside is $83 per month for minimum coverage and $138 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Cliffcannon: Insurance costs 12.32% less
- West Central: Insurance costs 10.39% less
- Logan: Insurance costs 13.59% less
- Manitocannon Hill: Insurance costs 17.57% less
- Emerson Garfield: Insurance costs 14.25% less
- Rockwood: Insurance costs 16.97% less
- East Central: Insurance costs 9.90% less
- Chief Garry Park: Insurance costs 6.52% less
- Comstock: Insurance costs 16.61% less
- Bemiss: Insurance costs 13.83% less
Neighborhoods with Similar Populations
- Filbert-Winesap: Insurance costs 1.99% less
- The Congaree Vista: Insurance costs 0.48% more
- Terra Vista: Insurance costs 22.16% more
- Takoma Park: Insurance costs 39.25% more
- Suncrest: Insurance costs 14.43% less
- Steep Brook: Insurance costs 2.84% less
- Fuller Tangletown: Insurance costs 5.37% more
- Frontenac: Insurance costs 0.24% more
- Foothill Meadows: Insurance costs 32.97% more
- Tuscan Lakes: Insurance costs 6.34% more