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Get Cheap Car Insurance in Terra Vista, Bakersfield, CA
We monitor insurance prices, helping the average driver in Terra Vista save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Terra Vista
The chart below shows the cheapest car insurance company in Terra Vista for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Terra Vista Insurer | Monthly Cost |
|---|---|
| Metromile | $51 |
| Geico | $57 |
| Progressive | $61 |
| Travelers | $63 |
Savings for Every Kind of Terra Vista Driver
Based on our extensive insurance data, we know the average Terra Vista driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $647 per year by choosing the right vehicle insurance company. Some Terra Vista residents are paying out over $2,023 extra every year for auto insurance in Terra Vista. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Terra Vista, Bakersfield, CA Savings / Yr. |
|---|---|
$647 |
|
$1,185 |
|
$937 |
|
$1,646 |
|
$845 |
|
$367 |
|
$0 |
Terra Vista Car Insurance vs. Bakersfield
People living in Terra Vista pay an average of 0.76% more than the typical driver in the state. The average driver in Terra Vista can expect to pay about $947 per year, or $2,023 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Terra Vista for most people.
Car Insurance Prices by Terra Vista Neighborhood
Insurance Prices
Where is insurance cheapest within Terra Vista?
The map shows insurance prices in and around Terra Vista, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,023 to a low of $2,023. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Terra Vista.Pick the Best Car Insurance Company for You in Terra Vista
The best car insurance provider for most drivers in Terra Vista
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $647 over the average Terra Vista car insurance company.
The best car insurance provider for Terra Vista drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,185 over the competition.
The best car insurance company for Terra Vista drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $937 better than other car insurance companies.
The best auto insurance for Terra Vista drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,646 less each year.
The least expensive car insurance company for new and young drivers in Terra Vista
In Terra Vista, State Farm costs young drivers $845 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Terra Vista
Progressive gave the largest car insurance discounts to married couples, averaging $367 saved each year compared to an average Terra Vista couple's premiums.
The cheapest car insurance in Terra Vista for drivers with bad credit
The best Terra Vista car insurance company for customer service
Nationwide was the best company for customer service in Terra Vista according to the NAIC.
Recent price drops
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The cheapest large national provider in Terra Vista
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Terra Vista driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Terra Vista, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Terra Vista
What Influences the Cost of Car Insurance in Terra Vista?
On average, car insurance in Terra Vista is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Terra Vista are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Terra Vista is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Terra Vista is $79 per month for minimum coverage and $169 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Artisan: Insurance costs the same
- Tevis Ranch: Insurance costs 4.10% more
- The Oaks: Insurance costs 0.84% more
- Silver Creek: Insurance costs 6.97% more
- Seven Oaks at Grand Island: Insurance costs 5.44% less
- Seven Oaks: Insurance costs 4.05% less
- Haggin Oaks: Insurance costs 2.17% less
- Laurelglen: Insurance costs 2.42% more
- The Seasons: Insurance costs 6.62% more
- Spice Tract: Insurance costs 6.57% more
Neighborhoods with Similar Populations
- Garrison: Insurance costs 3.21% more
- South Corvallis Neighbors: Insurance costs 28.08% less
- Silver City: Insurance costs 32.92% less
- Saint Anthony: Insurance costs 97.28% more
- Kings Manor: Insurance costs 34.40% more
- Holiday Hills: Insurance costs 12.41% more
- Hillcrest: Insurance costs 47.90% less
- Hamey Heights: Insurance costs 22.99% less
- Gresham-Mt. Hood: Insurance costs 14.63% less
- Gresham-Gresham Butte: Insurance costs 18.24% less