Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Spice Tract, Bakersfield, CA
We monitor insurance prices, helping the average driver in Spice Tract save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Spice Tract
The chart below shows the cheapest car insurance company in Spice Tract for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Spice Tract Insurer | Monthly Cost |
|---|---|
| Metromile | $54 |
| Geico | $61 |
| Progressive | $65 |
| Travelers | $68 |
Savings for Every Kind of Spice Tract Driver
Based on our extensive insurance data, we know the average Spice Tract driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $689 per year by choosing the right vehicle insurance company. Some Spice Tract residents are paying out over $2,156 extra every year for auto insurance in Spice Tract. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Spice Tract, Bakersfield, CA Savings / Yr. |
|---|---|
$689 |
|
$1,263 |
|
$999 |
|
$1,755 |
|
$901 |
|
$391 |
|
$0 |
Spice Tract Car Insurance vs. Bakersfield
People living in Spice Tract pay an average of 7.39% more than the typical driver in the state. The average driver in Spice Tract can expect to pay about $1,009 per year, or $2,156 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Spice Tract for most people.
Car Insurance Prices by Spice Tract Neighborhood
Insurance Prices
Where is insurance cheapest within Spice Tract?
The map shows insurance prices in and around Spice Tract, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $316 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,320 to a low of $2,004. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Southeast parts of Spice Tract.Pick the Best Car Insurance Company for You in Spice Tract
The best car insurance provider for most drivers in Spice Tract
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $689 over the average Spice Tract car insurance company.
The best car insurance provider for Spice Tract drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,263 over the competition.
The best car insurance company for Spice Tract drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $999 better than other car insurance companies.
The best auto insurance for Spice Tract drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,755 less each year.
The least expensive car insurance company for new and young drivers in Spice Tract
In Spice Tract, State Farm costs young drivers $901 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Spice Tract
Progressive gave the largest car insurance discounts to married couples, averaging $391 saved each year compared to an average Spice Tract couple's premiums.
The cheapest car insurance in Spice Tract for drivers with bad credit
The best Spice Tract car insurance company for customer service
Nationwide was the best company for customer service in Spice Tract according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Spice Tract, which was better than other insurers.
The cheapest large national provider in Spice Tract
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Spice Tract driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Spice Tract, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Spice Tract
What Influences the Cost of Car Insurance in Spice Tract?
On average, car insurance in Spice Tract is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Spice Tract are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Spice Tract is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Spice Tract is $84 per month for minimum coverage and $180 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Sagepointe: Insurance costs 1.72% less
- Laurelglen: Insurance costs 3.90% less
- The Seasons: Insurance costs 0.05% more
- Silver Creek: Insurance costs 0.37% more
- Haggin Oaks: Insurance costs 8.21% less
- The Oaks: Insurance costs 5.38% less
- Ridgeview Estates: Insurance costs 2.74% more
- Benton Park: Insurance costs 0.60% more
- Stockdale Greens: Insurance costs 4.68% less
- Park Stockdale: Insurance costs 5.33% less
Neighborhoods with Similar Populations
- Aurora Knolls-Hutchinson Heights: Insurance costs 2.13% less
- Brooklyn-Centre: Insurance costs 40.07% less
- Crieve Hall: Insurance costs 31.91% less
- Chabot Terrace: Insurance costs 5.43% more
- Circle Cross Ranch: Insurance costs 15.54% less
- South End Stamford: Insurance costs 15.07% more
- Stella Mann: Insurance costs 16.33% less
- South Burlington North: Insurance costs 44.57% less
- Shannon Park: Insurance costs 28.62% less
- Saint Louis Hills: Insurance costs 7.88% less