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Get Cheap Car Insurance in Chabot Terrace, Vallejo, CA
We monitor insurance prices, helping the average driver in Chabot Terrace save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Chabot Terrace
The chart below shows the cheapest car insurance company in Chabot Terrace for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Chabot Terrace Insurer | Monthly Cost |
|---|---|
| Metromile | $57 |
| Geico | $64 |
| Progressive | $69 |
| Travelers | $71 |
Savings for Every Kind of Chabot Terrace Driver
Based on our extensive insurance data, we know the average Chabot Terrace driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $727 per year by choosing the right vehicle insurance company. Some Chabot Terrace residents are paying out over $2,273 extra every year for auto insurance in Chabot Terrace. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Chabot Terrace, Vallejo, CA Savings / Yr. |
|---|---|
$727 |
|
$1,331 |
|
$1,053 |
|
$1,849 |
|
$950 |
|
$412 |
|
$0 |
Chabot Terrace Car Insurance vs. Vallejo
People living in Chabot Terrace pay an average of 13.18% more than the typical driver in the state. The average driver in Chabot Terrace can expect to pay about $1,064 per year, or $2,273 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Chabot Terrace for most people.
Car Insurance Prices by Chabot Terrace Neighborhood
Insurance Prices
Where is insurance cheapest within Chabot Terrace?
The map shows insurance prices in and around Chabot Terrace, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $126 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,317 to a low of $2,191. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Central parts of Chabot Terrace.Pick the Best Car Insurance Company for You in Chabot Terrace
The best car insurance provider for most drivers in Chabot Terrace
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $727 over the average Chabot Terrace car insurance company.
The best car insurance provider for Chabot Terrace drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,331 over the competition.
The best car insurance company for Chabot Terrace drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $1,053 better than other car insurance companies.
The best auto insurance for Chabot Terrace drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,849 less each year.
The least expensive car insurance company for new and young drivers in Chabot Terrace
In Chabot Terrace, State Farm costs young drivers $950 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Chabot Terrace
Progressive gave the largest car insurance discounts to married couples, averaging $412 saved each year compared to an average Chabot Terrace couple's premiums.
The cheapest car insurance in Chabot Terrace for drivers with bad credit
The best Chabot Terrace car insurance company for customer service
Nationwide was the best company for customer service in Chabot Terrace according to the NAIC.
Recent price drops
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The cheapest large national provider in Chabot Terrace
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Chabot Terrace driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Chabot Terrace, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Chabot Terrace
What Influences the Cost of Car Insurance in Chabot Terrace?
On average, car insurance in Chabot Terrace is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Chabot Terrace is 50 minutes, which is far more than average for a driver in the city.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Chabot Terrace are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- Chabot Terrace has an average population density in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Chabot Terrace is $89 per month for minimum coverage and $189 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Harry Floyd Terrace: Insurance costs 3.52% less
- Flosden: Insurance costs 3.17% less
- Carquinez Heights: Insurance costs 2.16% less
- Glencove: Insurance costs 4.40% less
- Terrace-Shurtleff: Insurance costs 10.91% less
- Westwood-San Francisco: Insurance costs 9.72% less
- Central Napa: Insurance costs 11.22% less
- Tara Hills: Insurance costs 2.77% less
- Beard: Insurance costs 13.46% less
- Browns Valley: Insurance costs 14.08% less
Neighborhoods with Similar Populations
- Meadowdale: Insurance costs 27.50% less
- Campus Farm: Insurance costs 22.00% less
- Circle Cross Ranch: Insurance costs 19.89% less
- Crieve Hall: Insurance costs 35.42% less
- Downtown New Britain: Insurance costs 1.54% less
- Pecan Park: Insurance costs 5.63% more
- Floresta Gardens-Bradrick: Insurance costs 1.01% more
- South Peoria: Insurance costs 13.99% less
- Meridian Park: Insurance costs 24.64% less
- Morrell Park: Insurance costs 7.74% less